In our ever changing industry, FILCO is committed to keeping our broker partners educated about the latest products and opportunities to hit our market place. 

Introducing BeneStream 

Benestream is an exciting partner that offers a one-stop-shop for businesses to utilize government programs, including The Work Opportunity Tax Credit (WOTC).  
Benefits for your groups available through BeneStream include, Medicaid, CHIP, SNAP (Food Stamps) and Lifeline Phones. 
BeneStream has stream lined the process to increase cash-flow for your clients and expand their benefits. 
See below attached brochures summarizing this great product and contact your FILCO Team  representative for additional tools to incorporate this product with your qualified groups.  

Emblem Logo
New HIP HMO Plus Product 

EmblemHealth has recently released a new unique plan with a limited network under their HIP license.  This new plan can result in providing low priced plans in the NY large group market place. 
Key Overview Points about HIP HMO Plus, contact your FILCO Team member for more details:

* Products built on FACETS platform
* Products are filed on NYS "Model Language" templates
* Written on HIP paper, Community Rated only
* PCP selection/referral required
* Products utilize standard 28 county HMO service area
* Connecticut and New Jersey are NOT included in the initial roll out
* Offered with either 2, 3, or 4 Tier rates
* New products include coverage for
* Acupuncture services
* Telemedicine provided through AmWell .
* Preventive Dental services are not included in the initial release.

Second Chance
Two more Webinars added, Register Today!

Register today for one of two additional webinars for Globe Life and First United American Life Insurance Company exclusively for FILCO agents.
During the 45 minute webinar you will gain in-depth knowledge about Globe Life/FUA products and how to become appointed as a company direct agent.  

There is still time to enter the Medicare market; did you know more then 55 million Medicare Beneficiaries are exploring the best coverage fit.  Medicare Advantage members still have time (now through February 14th) to dis-enroll from their current plan, go back to original Medicare and join a Medicare Supplement.  By becoming appointed with Globe Life/FUA you will have access to sell their very competitively priced Medicare High Deductible Plan F plus other Medicare Supplement plans.  

Click here to learn more about FILCO and Globe Life/FUA partnership

Register Today for one of the two remaining webinars 

Tuesday, January 31st at 10 am

Thursday, February 2nd at 12pm
FILCO Specialty 
Oxford Benefit Management

Many of you have already noticed the OBM plans being offered with our OXHP medical renewals. We wanted to take this opportunity to point out some of the included benefits and what a great opportunity this is to add these lines of coverage to you client's benefit offerings.
Here are the main talking points when discussing with your client:
  • Each OBM plan comes with a dental benefit. They offer several packages. Please see attached for a copy of the plans designs available.
  • Each OBM plan comes with a standard vision plan that is included in the rate!
  • NEW!! Each OBM plan comes with a $25,000 life benefit for all those enrolled. (this does not apply to voluntary dental plans)
  • OBM utilizes the UHC Dental Network
    • Current OBM Groups - Do you feel left out? "Great News!" every current OBM group that renews in 2017 will automatically receive the $25,000 life program as part of their renewal rate.

FILCO Specialty Team 
Andrew Guarini: 732-704-5073 | Christa Wilson: 732-704-5074

FILCO Resources 
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www.filco.net | help@filco.net | NYC Office (212) 972-1970 | NJ Office (732) 219-6545