JANUARY 2017

Greetings!

Increasingly, employers are offering employees the option to convert their regular 401(k)s to Roth 401(k)s. Under these arrangements, participants make after-tax contributions to qualified plans and receive tax-free distributions, provided the funds are in the plan for at least five years from the date of the initial Roth contribution. Explore some ways to help your Millennial workers plan for retirement with a Roth 401(k) conversion option.

We also briefly discuss unexpected company growth risks.

If you are need further explanation, give us a call, we are here to help.