Issue #12 December, 2016                                                                                                       
ANOTHER YEAR OVER AND
WHAT HAVE YOU DONE?
 
I was listening to the radio a few days ago and I heard the song by John Lennon, "Happy Christmas". The first verse goes like this: "So this is Christmas and what have you done, another year over and new one just begun". I thought it was good timing as every year at this time I take time to reflect on the things I have done the past year. So my question to you is, have you taken the time to reflect on the past year?
 
I think it is important to reflect on the things you are proudest of and to reward yourself for accomplishments. It is also important to do something new each year that is out of your comfort zone. For me, it was the four live performances in our Improv group in front of large crowds. It is a combination of adrenaline, excitement, and some level of fear but it helps me in so many ways.
 
Someone recently asked me how I defined success. That is an interesting question since you can answer it in so many ways. Some may answer it in monetary terms but I choose to answer it a different way. I answered the question by saying that success to me is measured by the positive impact I make on the things that are most important to me. That is, my family, my friends, my clients, and my causes. I am so grateful to be a financial advisor because it gives me the opportunity and freedom to accomplish this. I then reflected on the impact I had made this past year and how dedicated I am to continue to make a big impact on what is important to me.
 
 "A very Merry Christmas and a happy New Year, let's hope it's a good one, without any fear"- John Lennon
 
Happy Hanukah and Merry Christmas!
 
Bill

December 2016


 

Commonly Observed Holidays

  Dec 24-Jan 1. Hanukah
Dec 25. Christmas Day
Dec 26. Christmas observed (markets closed)
Dec 26-Jan 1.Kwanzaa
Dec 26. Boxing Day (CA)
Dec 31. New Year's Eve
 
SpecialObservances
Write a Business Plan Month
 
Dec 1. Christmas Tree Lighting (DC)
Dec 5-9. Cookie Exchange Week
Dec 6. St. Nicholas Day
Dec 7. Pearl Harbor Day
Dec 15. Bill of Rights Day
Dec 16. Ugly Christmas Sweater Day
Dec 26. Thank-You Note Day
Dec 30. Bacon Day
 
Cause Observances
Operation Santa Paws Safe Toys and Gifts Month
 
Dec 4. World Wildlife Conservation
Day Dec 5-9. Older Driver Safety Week
Dec 10. Wreaths Across America Day
Dec 10-17. Human Rights Week
Dec 16. Zionism Day
Dec 17. Clean Air Day
 

In This Edition
Another Year Over and ...
December 2016, Key Dates
Bill's book "It wasn't on my calendar."

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"It wasn't on my calendar. "
 

 


 
Most people do not plan for a medical, mental or aging crisis for a parent-or themselves, and if such a crisis is not on your calendar, prepare now. None of us know what we don't know, and when a loved one's health and/or mind are failing, this is no time to have a crash-course in learning. 
 

  • Who do I turn to for advice? 
  • What kind of questions do I ask?
  • Do I plan a loved one's care for this immediate crisis-or make a plan that includes future needs as conditions worsen? 
  • How do I respond to the many needs: place to live (kinds of facilities), care (who provides and what kinds), costs (and how to pay them), and advisors (finding the right people to handle finances and elder planning).  
If you have more questions than answers, this first-hand guidebook, written by a CPA/ financial planner about his dad's situation, will provide answers. Now you will be able to deal with your own situation with more knowledge and focus.

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The information provided in this newsletter is educational in nature and is not intended to be construed as, legal, tax or investment advice and does not necessarily represent the views of the presenting party. Specific federal and state laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Material presented is believed to be from reliable sources, but its accuracy is not guaranteed. If additional information is needed, the reader is advised to seek professional services.
 
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