November 2017
Market Update


The November 2017 Market Thoughts video   is now available on our website.  Brad McMillan, Commonwealth's CIO, recaps a terrific month for the markets. In October, U.S., developed, and emerging markets were all up. Companies are making money, and stock markets are positive. Plus, despite three of the worst storms in U.S. history, consumer and business confidence grew. This is a very positive sign. On the corporate earnings front, however, there is some worrisome headline data. Still, profit growth continues to beat expectations.

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IRA and Retirement Plan Limits for 2018
 
The IRS has announced the cost-of-living adjustments (COLAs) that affect contribution limits for 2018.  Although IRA contribution limits remain unchanged, there are important changes to income limits as well as employer retirement plan limits.
Socially Responsible Investing
 
Socially responsible investing, also known as sustainable or impact investing, is an area many clients are interested in.  In her latest series of Blogs, Elizabeth talks about socially responsible investing, how you can become a socially responsible investor and more.
Year-End Tax Planning
 
The end of the year is rapidly approaching and that means it's time to review strategies that could help reduce your tax bill.  Understanding your current situation now allows you to make any necessary adjustments prior to year-end.
Information Security News
 
As part of our ongoing efforts to help keep your personal information as safe as possible, we want to keep you informed so you can better defend against today's biggest security threats.

Take a KRACK at Securing Your Wi-Fi
A recently discovered vulnerability-called KRACK-could affect anyone who uses Wi-Fi. Learn how updating your systems can help you defend against this threat.
 
What if Hacking Victims Could Hack Back?
Despite the potential consequences, a bill proposed by two Congressmen is attempting to make it legal for hacking victims to retaliate against hackers.
 
Facebook Phish: Exploiting the "Trusted Contact"
Have you designated Trusted Contacts on Facebook? This feature, which can help you recover your account in case you forget the password, is being exploited in a convincing phishing scam.