What you will find in this issue:
  • Financial Talk with David Dickens & David Cox
  • Weekly Financial News & Weekly Newsworthy Shares
  • November Dates are filling up FAST! Double the topics this month for our Coffee Connection & Wine Down Monday!
  • Are you prepared for being 'suddenly single'? Dave Cox will address this in his November topic.
  • Elizabeth shares a NEW addition to the family!
  • Happy Halloween from our team to you.
  • Weekly Quote, Tip, Riddle and Recipe
Financial Talk w/Dave Dickens & Dave Cox
Dave Dickens has a FEW spots available for his Wine Down Monday, November 6th talk on Tax-free investments you can begin using - TODAY!

There are opportunities to reduce IRS control of your retirement dollars – and right now, time is on your side while tax rates are historically low!

Since our $20+ trillion national debt grows bigger each and every day, the Congressional Budget Office tells us that Congress will have no other alternative than to raise taxes significantly in the coming years. 

Why? Because Congress has promised Americans lots of future benefits(e.g. Social Security, Medicare, Medicaid, Prescription Drugs, etc.) that we cannot afford based on currently anticipated future tax revenues. 

If you are concerned about how rising taxes will affect you, your family and your retirement, you’ll need alternative strategies and specific education. This quick, focused workshop is a great place to start!
Dave Cox is hosting two events in November on How to prepare for being 'suddenly single '.

Death or divorce rank among the top five financial challenges female clients face, according to a report by Key Private Bank. Estate planning, investment decisions and legacy planning were the other top hurdles, the report said.

Advisors say only a few of their married female clients have plans in place should they become suddenly single.

Event inspired by the following article: Here
October 30th Weekly Financial News
NASDAQ CLIMBS 144 POINTS IN A DAY
Impressive earnings news sent the tech benchmark up 2.20% Friday to a close of 6,701.26; it gained 1.09% for the week. The S&P 500 added 0.23% last week, settling Friday at 2,581.07; the Dow Industrials rose 0.45% to 23,434.19 in the same span. 4


A Few Newsworthy Shares ...
Here's how much money Americans have in their savings accounts

If your savings account balance is hovering at or below $1,000, you're not alone. According to  a 2017 GOBankingRates survey , more than half of Americans (57 percent) have less than $1,000 in their savings accounts.

While that's an improvement from last year, when  69 percent of Americans reported having less than $1,000 in savings , a higher percentage have no savings at all: 39 percent, up from 34 percent in 2016.

U.S. economy grew briskly at 3% in third quarter despite Hurricanes Harvey and Irma

Even two devastating hurricanes can’t hold down the resurgent U.S. economy.

While Hurricanes Harvey and Irma dampened housing construction, the economy grew briskly in the third quarter as business stockpiling and consumer spending picked up the slack.

Stay-at-Home Parents: Go Back to Work When Your Nest is Empty

An empty nest may lead some stay-at-home parents to look forward to their  spouse's retirement  and the opportunity to spend more time together. However, experts say there can be significant financial benefits to heading back into the workforce after children have graduated from high school and left the house.

However, for those who think they might enjoy diving back into the workforce after an empty nest, the financial rewards can be great.

Here's How America Saves For Retirement. How Do You Save?

The way Americans build their retirement nest egg has changed over the past few decades. Gone are the days where a company pension served as the cornerstone of retirement assets for many Americans.

Here are six trends in how Americans are saving for retirement. Read on to see how your retirement saving practices stack up.

November Topics are almost FULL!
Call for Availability and to RSVP!
Seating is limited to 10 for each date.
You will receive an email confirmation when you are registered.
(913) 317-1414

Place: KC Financial Advisors office in Corporate Woods. 
[Tomorrow Morning]
Wed. November 1st
w/David Dickens
9:30 - 10:30 am
Why would I do a Roth conversion and how?
*This is a sequel to our Tax talk over the past couple months. If you attended that topic, THIS one is for you!



ONLY A FEW SPOTS LEFT

November 6th 
w/David Dickens
5:30-6:30 PM

Tax-free investments you can begin using - TODAY!

If you are concerned about how rising taxes will affect you, your family and your retirement, you’ll need alternative strategies and specific education. This quick, focused workshop is a great place to start!
Are you prepared for being 'suddenly single'?
Death or divorce rank among the top five financial challenges female clients face, according to a report by Key Private Bank.

Event inspired by the following article: Here

Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
NEW Addition to Elizabeth's family!
"There wasn't even a smidgen of a chance of saying "No" to this face. Stormy was a homeless kitten from our neighborhood and stole our hearts! And he tolerates Sylas, the dog." ~Elizabeth

Weekly Quote, Tip, Riddle & Recipe
 
WEEKLY QUOTE -  “It’s a rare person who wants to hear what he doesn’t want to hear.”   - Dick Cavett       

WEEKLY TIP -  One way to save money on auto insurance premiums: raise your deductible. In some cases, that could lower your yearly premium by 10% or more. Of course, you must be able to handle the larger deductible if damage occurs.     
 
WEEKLY RIDDLE -  Isabella’s mother has three children. The first child’s name is April. The second child’s name is May. What is the third child’s name?  
 
Last week’s riddle:
What time of day can be written the same way forwards or backwards?  
  
Last week’s answer:
Noon.

WEEKLY RECIPE - 50 Stuffed Potatoes Serve these spuds from Food Network Magazine as the main dish: They're loaded with tasty toppings.

Do you have a friend or colleague that could benefit from KC Financial Advisors services? 
 
If you know someone who:

  • Would like a second opinion.
  • Doesn't have an income plan.
  • Is recently widowed or divorced.
  • Still has the same portfolio they did in 2008, but are hoping to find a different result this time.
  • Is looking to reduce their taxes.

Please provide us their contact information or give them our name.

We truly appreciate the opportunity to serve you & those who are important to you! 
Office Information
KC Financial Advisors
Located in Corporate Woods
10975 Grandview Dr. , Ste. 190, 
Overland Park, KS 66210
(913) 317-1414
Disclosures:
Disclosure: Dickens Law and KC Financial Advisors are two separate companies, although they share office space. When Dickens Law renders services or gives advice, it does so only on behalf of the Law Firm, and not on behalf of the Financial Firm. Likewise, when KC Financial Advisors renders services or gives advice, it does so only on behalf of the Financial Firm, and not on behalf of Dickens Law, LLC.

Investment Advisory Services are offered through Brookstone Capital Management, LLC, an SEC Registered Investment Advisor. KC Financial Advisors and Brookstone Capital Management LLC are separate companies. These views should not be construed as investment advice. Neither Brookstone Capital Management LLC nor any named representative gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.

Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Additionally, the recently enacted Department of Labor (DOL) Fiduciary Rule imposes a fiduciary duty upon advice given to any retirement account, including qualified insurance annuity products. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), should not be construed as an endorsement of the wealth manager by Crescendo Business Services or any client. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winners future performance. For more information on the Five Star Award and the research/selection methodology, go to: www.fivestarprofessional.com/wmresearch .