October 2017


45% of U.S. Parents Report Missing Work Due to Children's 
Oral Health Issues
When it comes to their children, working parents take time off for all kinds of reasons, some planned and some not. A national survey performed by the Delta Dental Plans Association has honed in on one particular reason -  missing work due to child's oral health issues. Here is the issue, by the numbers:
  • 45 percent missed some work, up six percent from 2015.
  • 14 percent missed four-to-ten hours, up four percent from 2015.
  • 10 percent missed one-to-three hours, up two percent from 2015.
The survey suggests that, with kids back in school, oral health issues result in not just missed work for the parents, but missed school for children.

Delta Dental advises parents that if they missed getting a check-up for their child during the summer, they should make it a priority at the start of the school year.

About the Survey: The Children's Oral Health Survey was conducted between January 24, 2017 and January 31, 2017 among a nationally representative sample of 1,588 parents of children ages 6-12, with a margin of error of +/- 2.5%.


2017 NADP and Delta Dental Enrollment Market Share Reports
The 2017 edition of the National Association of Dental Plans (NADP) Enrollment Report and the Delta Dental Enrollment Market Share Report have been released.  
 
Some key highlights from these reports include:
  • 76 percent of the population of the United States and Puerto Rico now have dental coverage. This is an 11 percentage point increase over 2015 and is driven primarily by the 65 percent increase in combined Medicaid and CHIP enrollment reported by NADP.
  • Delta Dental provides coverage for more than 75 million Americans.
  • Delta Dental's national market share is 30.5 percent (a drop of 4.3 percentage points over 2015).  The drop in Delta Dental market share is entirely due to the large increase in reported Medicaid and CHIP enrollment noted above.
  • Delta Dental's overall commercial and public sector market share is 37.5 percent (roughly the same as 2015).
  • Delta Dental's government subsidized coverage market share is 20.7 percent (a drop of 11.5 percentage points over 2015).

Colorado Maintains Historic Health Insurance Gains
The 2017 Colorado Health Access Survey (CHAS) finds that 93.5 percent of Coloradans -- more than five million residents - now have health insurance. That maintains the historic insured rate first reached in 2015.

The state's new uninsured rate of 6.5 percent matches the all-time low, which also was achieved in 2015.

The new survey shows the impact of the Affordable Care Act since its 2014 launch in Colorado. The uninsured rate has dropped by more than half from 14.3 percent in 2013. And the number of Coloradans without health insurance has declined from 741,000 in 2013 to 350,000 in 2017.

"These new findings from the CHAS demonstrate that Colorado is holdings its own," said Michele Lueck, president and CEO of the Colorado Health Institute.

"This is crucial information as national and state lawmakers continue to discuss the future of the Affordable Care Act," she added. "We can see where the law has reached its goals, including increasing health insurance levels for some of our most vulnerable populations. And we can see where it needs further work, including achieving more affordability in both premiums and health care."

The CHAS is a survey of 10,000 Colorado households conducted every other year, offering the most in-depth information on health insurance coverage, access to health care, and use of health care in the state. It is primarily funded by The Colorado Trust and administered by the Colorado Health Institute (CHI).

The 2017 CHAS marks the fifth survey. It is the first state-based health insurance survey to be released this year in the United States.

You can find the full Colorado Health Access survey  here.
HEALTH CARE REFORM NEWS
Trump to Scrap Critical Health Care Subsidies, Hitting Obamacare Again
The New York Times, October 12 , 2017
President Trump will scrap subsidies to health insurance companies that help pay out-of-pocket costs of low-income people, the White House said late Thursday. His plans were disclosed hours after the president ordered potentially sweeping changes in the nation's insurance system, including sales of cheaper policies with fewer benefits and fewer protections for consumers.

Exemptions on ACA contraceptive coverage mandate expanded
Employer Benefit Advisor, October 12, 2017
The Trump Administration made waves last Friday by issuing new guidance that greatly expands the employers eligible for an exemption from the mandate to provide contraceptive coverage under its group health plan.

INDUSTRY NEWS
The race for top talent drives the next generation of voluntary benefits
Employee Benefit Adviser, October 12, 2017
The pressure to attract and retain top talent has never been higher. To help meet this challenge, companies are re-evaluating their benefits offerings as part of their total compensation packages.

DOL fiduciary rule's impact on HSAs
Benefits Pro, October 13, 2017
They may not be retirement accounts per se, but health savings accounts are subject to the Department of Labor's fiduciary rule.

COLORADO NEWS
RTD gets federal go-ahead to restart testing on G rail line to Wheat Ridge, Arvada
Denver Business Journal, 
October 13, 2017
Federal railroad officials have granted RTD permission to resume testing of systems on the stalled G Line to Wheat Ridge and Arvada, pending the approval of the Colorado Public Utilities Commission.

Apple hiring software engineers to work in Denver
Denver Business Journal, October 10, 2017
Apple Inc. is hiring experienced software engineers to work on network, big data and mapping technologies in Denver, joining the stream of big tech firms adding local offices.

COLORADO COMPANY NEWS
Office lease rates hit all-time high in Denver metro in third financial quarter
The Denver Post, October 6, 2017
The inking of some big leases in recently completed Class A buildings in the southeast has helped drive office rental rates to an all-time high in the Denver metro area, according to market watchers. And there is little reason to believe rents will be coming down soon in a highly competitive employment market where companies are using snazzy work space to attract talent.

Mile High Salaries 2017: Here are the 33 metro-Denver jobs that pay $125,000 or more
Denver Business Journal,  October 9, 2017
Metro Denver's median annual wage is $55,910 -- but there are dozens of jobs in the area that pay twice that or more.  In fact, the two top-paying professions in metro Denver will pay you north of a quarter-million bucks a year.

Delta Dental of Colorado
1-800-610-0201