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priorities

4th Quarter 2017   
christmas challenge
Christmas is several weeks away, but now is the perfect time to decide how much you want to spend on gifts and festivities this year. Take the challenge to keep yourself happy, healthy and debt-free this Christmas with these 3 simple steps.
 
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downsizing
5 Key Things You Need to Know About Downsizing
Downsizing-- moving to a less expensive home, not just a smaller one-- is a decision many middle-aged people will face. It can be overwhelming, but it has its upsides. 
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lease or buy

Should you Borrow Money for a Car Purchase?
Is Leasing Better than Purchasing? 

Michael Eugenio, Certified Financial Planner with Eugenio Financial discusses the simple math of leasing vs. purchasing a vehicle, and how to compare and evaluate a loan's rates and terms.
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debt

The Student Debt Payoff Trade-off:
Is it better to pay off a loan quickly or
build up retirement savings simultaneously? 

Recent college graduates may think it's a stretch to think about retirement after they just graduated. But . . . you've got two  big  things on your side: youth and time. These two factors are key to compounding, which helps build money over time.  Read why you may want to pay a smaller amount on your student loan so you can start saving for retirement.
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