October 2016
Dear Member,

International Credit Union Day was October 20th and we are continuing to celebrate the credit union mission of people helping people with Food for Thought.  Food for Thought is a  service learning project in partnership with the Northwest Michigan Food Coalition and a NMC business communications class. Students work to fill local food pantries in time for Thanksgiving. 

Please join our efforts by dropping of supplies at either branch, we will have collection bins in the lobbies until Friday, November 11.

Warmly,

Karen Browne
CEO
ScoreCard Reward Bonus Points
Have you registered at scorecardrewards.com yet?TBACU VISA credit card holders earn one bonus point for every dollar spent and the points never expire! Use your reward points toward travel, gifts, and more.  
Visit booth #35 at the Business Expo!
All TBACU members who visit our booth at the Grand Traverse Resort & Spa on November 8, from 9 a.m.-4 p.m., will receive a special gift. We will also have members of our loan team onsite to answer questions. 
Cyber Security Month

Following-up on National Cyber Security Awareness month , and all of the tips and recommendations on our website,  what if your computer, smartphone or tablet was compromised or your information was accessed? 

There are many types of scams, thefts and breaches, but in all cases, you'll need to take action.  Read More >

Box Tops Challenge Winner Announced

To assist schools in Antrim, Benzie, Grand Traverse, Kalkaska, and Leelanau counties with additional funding, TBACU began collecting Box Tops for Education at both branches in January. Twelve schools were in the running and the winner was selected based a photo contest which took place on our Facebook Page. 
See the Winner >

What is an EMV Chip Card?

TBA Credit Union VISA Credit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure - it's also easy to use. Here's what you can look forward to as a cardholder.  Read More >

Christmas Club members- the time has come!
Congratulations to all those who worked hard on saving up for the holiday season with a Christmas Club Savings Account this year! If you have a Christmas Club Savings Account, your funds were transferred into your savings account on October 31. 

Thinking a Christmas Club Savings Account would be a good idea for next year?  Check Rates >