Almost all of us have received a phone call, often during dinner, from someone claiming to want to talk to us about our credit cards, tax debts or some charity they represent.
Many of these calls are phone scams.
Recently we heard from an elderly client about a call she received from a fake CRA representative claiming she owed back taxes. What concerned her even more was the apparent personal information they mentioned, including the fact that she had filed bankruptcy.
Scammers sometimes use random dialers to contact households, however often their calls come from pre-sold phone lists. Using this information, they search the web and social media for more knowledge about you before they call. The objective is to make themselves appear more legitimate.