Your Community Bank's eNewsletter                          October 2016
Dear Friends and Neighbors,   
Larry McGee

Although I know the cat is out of the bag, I am excited to announce that Larry McGee is a part of the ag lending team in Cortez. It's great for us and our customers to have such an experienced and long-time Cortez resident and friend back on our team. Read our official announcement here

Please join me in welcoming Larry!  
 
Thank you for your business,
Sheila Mathews | President and CEO
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FCCB Community News
Take me out to the ballgame!
Armadillo Storage part-owner, Jason Fisher, and his son, Jackson, enjoy a Colorado Rockies game while sporting their FCCB sunglasses. Send a pic in your FCCB sunglasses and you could be featured in our next eNewsletter. Get a pair at any FCCB location.
Live remote at Durango Parade of Homes
Four Corners Broadcasting was on hand to interview Durango Market President, Shawn Candelaria during Durango Parade of Homes. FCCB's newest location was a featured commercial location during the weekend event. 
Customer Corner 
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Our ATMs have been upgraded! 
FCCB ATMs now accept chip cards which are left in the machine until the transaction is complete.  Please remember to take your card upon finishing your transaction.  
All FCCB locations will be closed
Friday, November 11 in observance of
Veterans Day, and
Thursday, November 24 for Thanksgiving.
Visit us online anytime at TheBankForMe.com. 
Tip: October is National Cyber Security Awareness Month
5 Ways to Protect Your Small Business From Corporate Account Takeover  
Cybercriminals are targeting small businesses with increasingly sophisticated attacks. They  use spoofed emails--malicious software spread through infected attachments and online social networks--to obtain login credentials to business accounts, transfer funds from the accounts, and steal private information, referred to as corporate account takeover. Combating account takeover is a shared responsibility between businesses and financial institutions. In recognition of National Cyber Security Awareness Month, Four Corners Community Bank offers these tips to help prevent account takeover:
  • Educate your employees. You and your employees are the first line of defense against corporate account takeover. A strong security program paired with employee education about the warning signs, safe practices, and responses to a suspected takeover are essential to protecting your company and customers.    
  • Protect your online environment. It is important to protect your cyber environment just as you would your cash and physical location. Do not use unprotected internet connections. Encrypt sensitive data and keep updated virus protections on your computer. Use complex passwords and change them periodically.
  • Partner with your bank to prevent unauthorized transactions. Talk to FCCB about programs that safeguard you from unauthorized transactions. Positive Pay and other services offer call backs, device authentication, multi-person approval processes, and batch limits help protect you from fraud.
  • Pay attention to suspicious activity and react quickly. Look out for unexplained account or network activity, pop-ups, and suspicious emails. If detected, immediately contact your financial institution, stop all online activity, and remove any systems that may have been compromised. Keep records of what happened.
  • Understand your responsibilities and liabilities. The account agreement with your bank will detail what commercially reasonable security measures are required in your business. It is critical that you understand and implement the security safeguards in the agreement. If you don't, you could be liable for losses resulting from a takeover. Talk to your banker if you have any questions about your responsibilities.
Product Feature: Meet our lenders
Meet our lenders here
 
Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222


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