Homeownership is a dream most families share. It's also one of the most important decisions and the largest purchase families are likely to make. To help families turn the dream into a reality, Self-Help Enterprises, a HUD certified counseling agency, has improved the homeownership education program by launching
The Gateway: Your Pathway to Homeownership program.
 Through this program, our experienced homeownership education counselors will help prospective homebuyers prepare for homeownership with:
- Pre-Purchase Housing Counseling
- Financial Literacy
- Post-Purchase Counseling & Education
- Mortgage & Down Payment Assistance Programs
- Affordable Housing Opportunities
Serving as a "one-stop" for families looking to start their housing search, our homeownership counselors will walk families through the different types of mortgage rates, the effect credit scores have on being approved for a loan, how much down payment is needed for purchase, and how much home is affordable. A tailored action plan will then be developed for a family's financial homeownership goals.
Services will not stop with the purchase of a home; families can use The Gateway program to obtain information about home maintenance, helping them preserve their investment.
To get started, prospective homebuyers will need to co
ntact Self-Help Enterprises via phone at (559) 651-1000 or via email at gateway@selfhelpenterprises.org. An
initial counseling appointment will be scheduled and a $50 fee will reserve the appointment. The fee covers a credit report and a portion of the homeownership education class fee. Upon completing an intake form, providing requested documents, and attending the counseling appointment, homebuyers will be enrolled in an
in-person
or online homeownership education class. Classes are available
in English and Spanish.
 Together with launching The Gateway program, Self-Help Enterprises was honored to become a NeighborWorks
® Homeownership Center. This designation assists Self-Help Enterprises with technical assistance to deliver comprehensive, high quality homeownership services.
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