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A Message From the CEO
We opened our Financial Planning and Education Center in 2002 in support of one of our core objectives, which is to provide you with as much financial education and as many financial options as we can.
The FPEC has expanded over the years, but the objective remains the same. Every product and service that we offer through the FPEC creates an opportunity for you to gain knowledge, choices, and power as a financial consumer.
If you are struggling to repair your credit or you need some assistance in managing your debt, Gwen's Helping Hands is on site and will assist you, free of charge, courtesy of your credit union.
MAF, our financial planning partner, offers a huge variety of savings, investment, insurance, and retirement options that are tailored to the needs of police officers and their families. Their guidance and expertise have been especially valuable to many of our members as they sort through the changes taking place regarding their health care and the impact those changes will have on their retirement planning.
Additionally, every one of these partners offer seminars throughout the year that are designed to provide you with the information you need and the answers you seek in a small group, obligation-free environment.
If you have not done so already, please consider joining the thousands of your fellow members who have gained valuable knowledge and financial power simply by starting a conversation with one of the resources available through the Financial Planning and Education Center.
As always, thank you for your continued loyalty and support!
Jim Bedinger
CEO
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Skip-A-Pay is Almost Here!
Extra Jingle in Your Pocket, Extra Cheer for Your Holiday!
The holiday season is almost here and NPCU is tracking down some extra cash for our members!
We know that holiday expenses can add up, and Skip-A-Pay is the perfect way to have extra cash right when you need to!
How does it work? Simply apply online at
nationalpolicecu.com between October 3 and November 23, 2016.
If your application is approved, you will have the opportunity to skip your December loan payments. There is a $30 fee per loan to skip a loan payment.
Please note that you will need to apply for each loan individually. The following loans are not eligible for Skip-A-Pay: Home Equity, Homeowner Loans, Mortgages, Visa, Overdraft Protection, 10-1, Student, Tuition, Credit Builder and Member Business Loans. Any loan with an original term of 12 months or less is ineligible. If an approved loan is refinanced before the payment is skipped, the new loan will not be eligible for the promotion.
Only the December 2016 loan payment may be skipped. The finance charge on your loan will continue to accrue and the term of your loan will be extended by one month. Additional restrictions may apply.
Please note that applications will only be accepted online.
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Our Auto Loan Program Is Better Than Ever!
NPCU can't stop talking about our
Auto Loan
program only because we want to make sure you take advantage of our great rates while we still have them!
Did you know our rates are as low as 1.49 APR*? Other benefits of our Auto Loan program include the following:
- We offer extended terms to help keep your payment within budget.
- We offer financing options for those looking to borrow up to 100% of the vehicle's value, as well as options for those looking to put money down on their cars.
- We offer Route 66 Auto Coverage, an extended warranty option often priced significantly lower than dealership plans.
- We offer competitive GAP and Mechanical Breakdown Protection to make sure you don't lose money on your vehicle in the event of an accident or need for repairs.
- We offer our Write Your Own Ticket "blank check" program to well-qualified borrowers, allowing them to negotiate like cash buyers.
So, whatever it is you're concerned about in financing your next vehicle, let us see how we can help! If it ever makes more sense for you to secure financing with another lender, we'll tell you.
You can apply online by clicking here, or
calling 844.COP.SAVE.
Click here for current rates.
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Signature Loans
Because your signature means something to us!
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Thinking about a summer vacation? A long weekend get-away with your family? Maybe visiting your old school and enjoying Homecoming Week this fall? What about consolidating debt? Or finally fixing that wall in the back of the house that no one sees but you?
What if you could do all of that with just a document from us, a pen, and your own signature?
Sound too good to be true? Well, it is that good, and it is all true!
Based on your signature alone, you can secure a loan of up to $20,000 with rates as low as 3.90%* APR with no collateral needed!
NPCU's signature loans are available to all FOP members and their families.
Signature Loan repayment is easy, too, with direct deposit, monthly transfers, or manual payments.
So, whether you're looking to take a trip, refinance existing, high-rate debt, or tackle a home repair, we've got you covered.
But don't delay - this special rate of 3.90%* is only available for a limited time.
You can apply online by clicking here
, or by calling 844.COP.SAVE.
Click
here for current rates.
*Rates range from 3.90%-16.9% based on the applicant's credit score. Loan amounts are also based on credit score. Additional credit restrictions apply.
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Debit Card Rewards
All NPCU debit cardholders are eligible to earn 1 point for every 2 dollars spent! Points can be redeemed for merchandise, travel, charitable donations and more. There is no cost to participate. All you have to do is register your card to add this great benefit.
Click
here to get started, or to learn more.
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Did you Know....
NPCU members can conduct basic transactions at participating credit unions that are part of the Co-Op Shared Branch Network! This benefit is offered free of charge to members.
Find a location by visiting our
website and clicking on the "Location" button in the "About Us" section, or click
here.
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Featured Employee
Hello, my name is Tom O'Reilly and I am a Branch Representative for the credit union.
I started working at the North Branch this March. I quite enjoy my daily duties as Branch Representative, which include processing basic transactions, solving account issues, and, overall, trying to be as helpful as I can to our members. I recently started dispersing loans, which really gives me a chance to help others on an individual basis.
I am the second of six children: I have three brothers and two sisters. I grew up on the North side of Chicago in East Rogers Park. My son, Luke, just started his junior year of high school.
If I'm not playing a sport, on an adventure with my girlfriend, or watching the Cubbies, I am probably with my family.
My whole family tries to support the Chicago Police Memorial Foundation as much as possible. Whether it's volunteering, running, golfing, or you name it, we try to be there.
Being part of the Gold Star Families has shown me a different side to the Chicago Police Department. I was introduced to the Chicago Police Memorial Foundation, 100 Club of Chicago, and an endless number of officers offering help when my step-father was killed in the line of duty. My siblings and I will forever be indebted for their support and assistance. When the opportunity to work for the credit union came up, I was excited. I now have the chance to return the favor.
I enjoy working for CPFCU because of the environment. Everyone is invested in each other's success.
Check out previous Featured Employee bios by visiting
our website.
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Be sure to check it out so you can manage your finances from your mobile device!
The Mobile App is getting outstanding reviews. You can securely access your accounts anytime, anywhere!
Use the app to:
- Check your account balances
- View your account transaction history
- Transfer funds between eligible accounts
- Pay bills on the spot
- Locate an ATM
Learn more by visiting our Mobile App info page, then download the app to your mobile device. Enjoy the convenience and peace of mind that comes with having access to your account on the go!
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Traveling? Check out NPCU's new Travel Voucher
This convenient form is located on our
website under the "Tools & Education" tab in the "Useful Forms" section.
It's easy to use: Click on the form, fill it out and send us your travel dates at least two days before your departure. This
helps prevent your NPCU debit/credit cards from being blocked by letting us know to expect transactions outside of your home area.
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NPCU Labor Day Raffle Winners
National Police Credit Union hosted its first-ever Labor Day Raffle to win a $50 Visa gift card. We raffled off one $50 Visa gift card for every 10 qualified loans we received, so participants had a one in 10 chance of winning!
Congratulations to our Raffle Winners:
Richard W., Jason O., Jeffery H.,
Kenneth W.; Delores R.; Murray H.; Ivan C.; John F.; Paul M.; Tahch D.; Saliou D.; Kimberly R.; Frank M.; Mark D.; Eugene W.; John T.; Jawaan M; Paris T.; Eva G.; Vincent A.; Juan C.; Kenneth P.; Roberto G.; Nicholas D.; Lonnie S.; Miguel G.; Anna M.; Dennis H.; Kelly B.; and Anna N.
On behalf of everyone at the credit union, it is our distinct pleasure to thank our members for continuing to turn to us for your lending needs. Because of your trust in us (and perhaps also due to our
unbeatable loan rates!), we have experienced thirteen consecutive months of record loan volume, with August setting an all-time record for Consumer Loans!
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Credit Counseling
Interested in raising your credit score, or learning more about what a credit score even means? Contact NPCU's credit partner,
Gwendolyn Hawkins, CCUFC, PCE, of Gwen's Helping Hands. Meetings
with
Gwen are confidential, informative and, best of all, free of
charge
for all NPCU members!
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"Blue" Pride and Random Acts of Kindness
Individuals and businesses across the country continue coming together to show their appreciation and support of LEOs. While we promote as many of these as we can on our social media pages, the following are a few that deserve extra attention:
If you know of any random acts of kindness involving law enforcement, please keep us informed by emailing
[email protected]
. We look forward to hearing from you and sharing your stories!
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K9 You Believe It!?
Truly man's best friend, read about some of the top-dog work accomplished this past quarter from K9's throughout the US:
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FAMILY TIES
The ties that bind are thick, especially in law enforcement, where the "The Thin Blue Line" connects one and all. In addition to "Blue Blood," there are many generational ties within LE, and it is a goal of ours to connect the dots. We kindly request you send us your multi-generational and siblings in LE photos along with a brief family history as we work to create the World's Largest LEO Family Tree. To get started, following are recent stories highlighting those in the "family business":
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In Memoriam
With great sadness, we respectfully pay tribute to the honorable men and women in blue and the brave K-9s whose lives were lost while on duty serving our country last quarter, July - September, 2016:
Police Officer Robert Aaron Barker, McCrory Police Department, AR
Patrol Officer Jason Gallero, Cook County Sheriff's Police Department, IL
Trooper Kenneth Velez, Ohio State Highway Patrol, OH
Correctional Officer Kenneth Bettis, Alabama Department of Corrections, AL
Sergeant Kenneth Steil, Detroit Police Department, MI
Sergeant Kerry Winters, Ulster County Sheriff's Office, NY
Agent Edwin Pabon-Robles, Puerto Rico Police Department, PR
K9 Section
K9 Roscoe, Emmet Police Department, ID
K9 Totti, Pennsylvania Department of Corrections, PA
K9 Mojo, Arlington Police Department, TX
K9 Bak, Stephens County Sheriff's Office, OK
K9 Amigo, Kingman Police Department, AZ
K9 Helo, Alaska State Troopers, AK
Our thoughts and prayers are with the friends and family, blood and blue, of these fine officers, and too many others whose lives were also lost this past quarter from ailments, accidents or natural causes. We thank, appreciate and honor each hero for his or her bravery and ultimate sacrifice. Rest in Peace.
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Holiday Closings
National Police Credit Union will be closed Saturday, October 8, 2016, and Monday, October 10, 2016 in observance of Columbus Day.
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