Stated income loans,. Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans. 
California Premier Private money lender since 1975
Val-Chris Investments, Inc. is a direct private money lender performing asset-based lending on a large variety of residential, commercial, and industrial properties throughout California for the benefit of a diverse group of borrowers.  We routinely assist borrowers who are individuals, corporation, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who do not meet the very strict underwriting guidelines of traditional or conventional lenders.
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Residential stated income loans.
  • SFR, Condominiums, Townhouses
  • Up to 75% LTV on purchases
  • Up to 65% LTV on refinances
  • Loan amounts $50,000to $2,500,000
  • Loan terms from 3 to 5 years
  • True Stated income loan
  • No FICO score minimums
Link to Additional Resource
Multi-Family Units (2+ units)
Commercial and Industrial
  •  Up to 65% LTV on purchases.
  • Up to 60% LTV on refinance
Commercial and Industrial
  • Up to 60% LTV on purchases.
  • Up to 55% LTV on refinance.
Xavier Saavedra     

nmls#333608 BRE#01304438 2601 Main St #400 Irvine Ca 92614
For mortgage professionals only. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.
Xavier Saavedra | Val-Chris Investrments Inc | 714-655-6106 | [email protected] | www.privatemoneylenderca.com 
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