January 2018

Together We Can…
Achieve a Happier New Year!
As we hang the calendar for 2018, the entire Clearpath FCU family would like to thank you for your membership and for turning to us to meet your personal finance needs.
 
We’re excited about the opportunity help you achieve your goals and dreams—with great low rates on a full range of loans, plus innovative financial products and digital banking services that make your life easier. Let’s work together to make 2018 a rewarding and memorable year.
Our Fresh New Web Design Will Roll Out Soon!
Clearpath is re-designing our website to provide a better, more efficient digital banking experience. Slated to roll out later this month, our website makeover includes an elegant new look, intuitive navigation, and innovative new features. Watch your email for further updates! Our web address will continue to be www.clearpathfcu.org . Stay tuned!

Give Yourself a Raise in 2018!
Giving yourself a little “earnings increase” might be easier than you think. Open a Savings Certificate at Clearpath FCU and enjoy an immediate boost in your savings dividends!
 
  • Lock in a rate of 2.25% APY* for a 3-year term
  • Low $500 minimum deposit to get started
  • Deposits are safe, insured by the NCUA
 
Open your Savings Certificate online at www.clearpathfcu.org or visit your branch today to get started.

*APY means Annual Percentage Yield. For full disclosure, speak with one of our Financial Services representatives.
The Power of Home Equity
California home values have been rising big-time in recent years. As a homeowner, you may be able to access your equity to meet your borrowing needs big and small, and enjoy potential tax benefits, too. Leverage the power of your equity to:

  • Consolidate all credit card debt into one low monthly payment
  • Remodel your kitchen or bathroom
  • Cover college costs
 
Clearpath offers home equity programs with fixed and adjustable rates. Plus, coming soon, a Home Equity loan with credit lines up to 100% Loan-to-Value. For current rates and details, call our Real Estate Department today at ( 800) 433-7328, opt. 3 .

Was Your Personal Information Hacked in a Recent
Data Breach?  
In light of major consumer data breaches at Experian, Uber, Yahoo and other consumer service providers, it’s essential to be more vigilant about protecting your personal information.

If you believe your personal information has been compromised and/or identity theft has occurred, here are a few important steps to take:

  • Immediately alert the credit union and the business where fraudulent
purchases were made.
  • Contact Experian and ask that they place a fraud alert on your credit file.
They will share the alert with the other bureaus.
Clearpath FCU to help you detect fraudulent or suspicious activity.
 
For more tips on fraud prevention and what to do if you’re a victim of Identity Theft, visit www.annualcreditreport.com
National Credit Union Administration logo and Equal Housing Opportunity logo
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
Clearpath Federal Credit Union | info@clearpathfcu.org | (800) 433-7328 | www.clearpathfcu.org