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Your Community Bank's eNewsletter January 2018
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Dear friends,
With 2018 upon us, I am hopeful the new year will be peaceful and prosperous. Together, we can accomplish great things for our community, and each other. Let us know how we can assist you in the coming year. Our services are abundant and growing.
Sheila Mathews | President and CEO
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| Community News: Around the Four Corners |
FCCB and XTROV Realty Co-Sponsor Business After Hours
Cortez staff visited with Santa at the Cortez Chamber's holiday Business After Hours at XTROV Realty's beautiful, new location. FCCB was pleased to co-sponsor the event with this realty powerhouse, and connect with friends ahead of the holidays.
Visit XTROV Realty at 444 East Montezuma Ave. in Cortez.
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Save the date:
2nd Annual Agriculture Outlook, Strategies, and Economic Summit
Facilitated by:
Colorado State University and USDA
When:
Tuesday, January 16, 2018 | 9:00 a.m. to 3:30 p.m.
Where: Montezuma County Fairgrounds
Who: Southwest ag producers interested in learning about the alfalfa variety trial results, marketing hedges, insurance packages, economic forecast and enterprise budgets, FSA updates, and more
Lunch: Provided by Four Corners Community Bank
Questions and RSVP by 1.8.18: [email protected]
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Closed 1.15.18 and 2.19.18
All FCCB locations will be closed:
- Monday, January 15 in observance of Martin Luther King Day
- Monday, February 19 in observance of Presidents' Day
Bank online anytime at TheBankForMe.com.
Tax Identity Theft Awareness Week: January 29-February 2
Learn more about protecting your
identity
during tax season
here
.
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Insight: Be a Savvy Charitable Giver
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Many people feel compelled to give to those in need--especially this time of year--but it's important to ensure that your gift reaches the intended source and right purpose. Consider these tips to become a savvy charitable giver:
- Give to an established charity. Unfortunately, there are fraudulent charities that will take advantage of your goodwill. To avoid this situation, ask for written information about the charity including name, address, and phone number. A legitimate charity will give you information about their mission, how your donation will be used, and proof that your contribution is tax deductible. Find a charity with a proven track record for providing aid.
- Designate your gift. Some charities allow you to specify exactly where your gift is headed, either to a specific orphanage, to purchase school supplies, or to a geographic area in need of relief. By designating your gift this way, you control where your donation goes and whom it helps.
- A proactive giver is a smart giver. Wise givers don't give on an impulse or to the first organization that comes along. Smart givers take time to identify a cause they care about. Contact a charitable organization, find out their mission, and what type of aid and programs they offer. Work with charities that have targeted outcomes for their giving.
- Benefits to you. Donors' primary motivation may be altruism, but there are great tax benefits for those who give. A donation to a qualified organization may entitle you to a charitable contribution deduction. Remember a contribution to a qualified charity is deductible only in the year in which it is paid, and all charities do not qualify for a charitable contribution deduction. Always ask for a receipt and save them for tax time.
- Consider giving your time. Four out of five charities report using volunteers. Volunteers are the foundation of many charitable organizations. If you can't afford to donate money, consider donating your time. Common volunteer duties include: stuffing envelopes, feeding animals, tutoring, building homes, serving as museum docent, counseling those in crisis, selling tickets, answering phone calls, etc.
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| Product Feature: Bill pay (including personal payments) |
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Save time and money--stop sending paper checks to pay your bills! Consider setting up bill pay for recurring payments. Bill pay even allows you to pay an individual.
Bill pay is convenient for these and other recurring payments:
- Utilities
- Mortgage payments
- Credit cards
- Loan accounts
- Subscriptions
- Babysitter, landlord, or relative
Learn how bill pay can help you and get
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Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222
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