Weekly Advisor Newsletter
Recent Carrier & Product Updates
Exit Strategies When It's Time to Retire
and How to Retire in Style!

  • Do you know how your renewal stream is calculated or how it will change over the next decade?
  • What's your book of business worth? 
  • How will you choose a successor?
  • How can you become a successor?

Due to popular demand we are hosting an event at Pleasant Valley Country Club on February 6th from 5:30 pm to 7:00 pm to discuss exit strategies for insurance advisors, business valuation, and how the right partnerships will allow you to retire without leaving your clients in the dust. Join The ASA Group and Kathy Brent, CPA, broker, and managing partner of Accounting Biz Brokers for an evening of cocktails and concepts that you do not want to miss! >>Click here to RSVP<<
This Week's Highlights
New York proposes 'best interest' standard
The proposal would cover "all sales of life insurance and annuity products, beyond the types of advice covered by the DOL rule," Gov. Andrew Cuomo announced. The DOL rule only applies to the sale of products using retirement dollars, whereas the New York proposal would extend to all sales of life insurance and annuities.
Interest rate sensitivity with IUL's
Sydney Presley, LifeTrends
Monitor your client’s policy. A full percentage drop from the original assumption will cause a policy to lapse sooner, but you have at least a couple years to correct this if you want to ensure it is projected to run through age 121. It’s also good to be extra aware when doing a limited payment structure as these are more sensitive to the drop if left alone.
Get the basics on indexed annuities
No one knows what the future holds That's why i ndexed annuities attract the interest of retirement savers looking to achieve some balance and peace of mind, no matter what happens in the markets. An indexed annuity is a type of fixed annuity with a distinct way of calculating annual interest.