Advice That Makes Sense- January 2018 Newsletter

Deverall, Calma & Associates Financial Services Inc.

Advice That Makes Sense January 2018 Edition

Hello 2018!

A COLD WEATHER STAPLE
The Ultimate Chicken Noodle Soup When it comes to winter warm-ups, you can't beat good old-fashioned chicken noodle soup. Not only is it hearty and healthy, there is scientific proof that it helps you to get over the cold. This tried and true recipe from www.tasteofhome.com is a real winner! Recipe

EATING WELL IN THE DEAD OF WINTER

Break out of hibernation mode

Human nature drives us to reach for fat and carb-laden food during the cold months.

The downfall to following hibernation habits is that we carry that layer of winter fat into the spring.

Continued...

NEW YEAR NEW START

Need help getting started on your financial resolutions?

Like any new habit, taking the first step is the hardest.

If you don't even know where to start, the task can be really daunting. Fortunately, there is plenty of help available.

You can try out Sun Life's

Bright Start Tool to get you thinking about where you are now and where you'd like to be.

And-- of course-- we're here to help you every step of the way.

All you have to do is call:

519-741-1259

or click:

dc&[email protected]

Issue: #2018-1

January/2018

Here's to fresh starts and good intentions! We begin each year in the hope that our new resolutions will stick and become life-long habits.

Whether you have a resolution to improve your health or your finances-- cheers to 2018!

REMEMBER WHEN YOUR MOM USED TO CALL YOU "SQUARE EYES"?
How much screen time is too much? With the children or grandchildren off on holidays, chances are they are glued to a screen of some sort. Video games, movies and tablets are an easy go-to when the weather outside is cold and snowy. There's a new study out that recommends maximum screen time for each age category, Read more...

FRESH AIR FUN

Outdoor activities save the day

By now, the whole family is probably sick of being cooped up in the house.

If you are so-ooo done with overeating and being a couch potato, it might be time to plan an outdoor activity. It could be something simple like building a snowman or a walk in the woods-- but serious cabin fever may require a road trip. If you need inspiration for some great destinations, check out these ideas at:

Ontario Travel

MARKET UPDATE
Stay current on trends: CI Market Outlook SLGI Market Updates

MATURITY MATTERS
A newsletter just for seniors Did you know that some advisors are specially trained to assist seniors with their financial needs? Mark Calma is our resident CPCA and EPC expert. Check out this month's issue of Maturity Matters

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Deverall, Calma & Associates Financial Services Inc.

209 Frederick Street Suite 2A

Kitchener ON N2H 2M7

519-741-1259

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