How Darius Improved his Credit Score
When Darius, a single dad living in Syracuse, first visited Home HeadQuarters' HomeOwnership Center, he knew his credit score was pretty bad. Darius had been using credit cards to stay afloat, to reward himself and to purchase restaurant dinners he couldn't afford. On top of that, he wasn't paying off balances every month.
"When Jenna first pulled my credit score and I saw that number on paper, I freaked out. I didn't know my score was that bad!"
Darius signed up for a Financial Fitness course and continued to meet with Jenna and other housing and financial counselors at the HomeOwnership Center. Darius, with everyone's help, came up with a plan to pay off his cards and lower his regular use.
"It was going to be Texas de Wegmans instead of Texas de Brazil for me. I needed to be disciplined, stop going out to dinner all the time and pay off those revolving balances."
Now, just a year and a half later, Darius' credit score has improved more than 200 points and he's enrolled himself in a First Home Club to purchase his first home. He credits Jenna and the rest of the HomeOwnership Center staff with making sure he kept pushing and staying on task. "I wouldn't have gotten to where I'm at now without Home HeadQuarters' help!" said Darius. "Thank you!"
Sign up for a Financial Fitness Class HERE!
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