LegalMatch Summer Newsletter
1. How to keep safe for the rest of your summer fun and avoid some pitfalls.
2 and 3. Precautions for backyard BBQ and beach bonfires.
4. Be aware of the open container laws in your local area.
5. Be safe and avoid recreational boating accidents.
6. Vacation rentals and property damage awareness.
Click on each title below for more information.
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Though we should all embrace this lighthearted, playful time, it is also important to be mindful of potential liabilities. Below are tips on how to keep your summer carefree and...litigation free. Swimming Pool Accidents.
It is a good idea to talk to your insurance agent about whether your renter's or homeowner's insurance covers barbecue grill related accidents. Coverage could be negated if your guests contribute monetarily to your party. You might want to check if you should obtain excess liability or umbrella insurance, which provides more coverage for social gatherings in the summertime.
If you gather at the park or beach, you must still take necessary precautions, such as keeping guests at a safe distance from barbecue grills and fire pits. Some cities have laws that exempt them from liability for injury on public property.
Depending on the state, social host liability laws make hosts civilly and criminally liable for injuries resulting from alcohol served at a party. This is also true if an underaged person who is served alcohol causes injury. In addition, be aware that you can be cited for possessing an open container of an alcoholic beverage on public property, which includes high visible areas such as a porch or front lawn.
Open Container Laws.
Social Host Liability.
In 2015, the U.S. Coast Guard reported 4,158 accidents, which involved 626 deaths, related to recreational boating. As the operator of a rented boat, you can be liable for negligence which causes injury to another person. Make sure you provide reasonable safety measures. Pay attention and never drink alcoholic beverages while operating a boat. Passengers who are negligent or reckless, such as playfully throwing others overboard, can also be liable for resulting injuries.
If you plan to throw a party in a rental, treat the home as if it were your own. Though
companies like Airbnb cover (some) property damage, you can still be arrested and charged with vandalism for trashing your rental.
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