eNEWSLETTER | December 2017
eNEWSLETTER
December 2017
Give Back to Those in Need by Donating
to our Toys for Tots Drive!
This year, PCT has partnered with Toys for Tots to brighten the holidays for children in need. If you would like to donate, please bring new, unwrapped toys into our Main Office during business hours.

We are accepting donations now through Monday, December 18th and we appreciate your support!
Take Back Control of Your Finances with our Visa® Balance Transfer Offer
Consolidate your debt with our Visa Balance Transfer Offer and enjoy NO Balance Transfer Fee and an introductory balance transfer rate of 4.99% APR 1 for the first 12 billing cycles! Apply for a Visa Rewards Credit Card with us and enjoy rates as low as 9.90% APR 1,2. Apply today by coming in, visiting pctfcu.org/borrow/visa-credit-cards/ or by calling 508-291-0777.
Don’t Overspend on Your Holiday Shopping this Season!
Trying to not break the bank while doing your holiday shopping this season? We can help! These tips, tricks and retail secrets will help you stick to your holiday shopping budget and help you save money.
Kick Off 2018 on the Right Foot with John Castelot, our Financial Advisor
Set your financial plan and strategy for 2018 and beyond by scheduling a free financial consultation with our Financial Advisor, John B. Castelot, from Northeast Planning Associates. Learn more by calling 800-279-8083, emailing castelotsupport@northeastplanning.com or visiting http://www.pctfcu.org/services/financial-planning/.
Start Saving Early with a Christmas Club Account for 2018
Why wait until the stress of holiday shopping is upon you to save up for gifts? Make next year's holiday shopping a breeze by saving up throughout the year with our Christmas Club account! A Christmas Club account allows you to set aside money when you have it and access it for holiday shopping once it hits the October 1st maturity date. If you currently have Online Banking with us, you can apply for this account right from the Online Banking site! If not, call
  508-291-0777  or visit one of  our locations  to
open an account.
Skip-A-Payment Program
As a valued member of PCT Federal Credit Union, you can participate in our Skip-A-Payment program. This means that you may skip one payment during a 12 month period on your credit union loan. This program is available for Auto Loans and Unsecured Personal Loans with PCT. AND: if you have more than one auto or unsecured personal loan, you can skip a payment on each! Download the Skip-A-Payment PDF to learn more & apply for this program today.
Keep Up with Us on Social Media
Want to stay up to date with our important announcements, fun activities and helpful financial tips?
Like us on Facebook and follow us on Twitter - you won't regret it!