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Holidays & Closures
Independence Day -- Monday, July 4th
Brandy Washler
A New Generation of Service  

"One of the greatest gifts you can give is your time." - Anonymous

Contrary to popular belief, there is more to Millenials than smartphones and social media. As we all know, most generations are criticized and labeled by their elders. For Millenials (those of us born between 1980 and 2000) those labels include being selfish, entitled, wasteful, and greedy. So how do we begin to transform these preconceived ideas?  Can we ever prove to society that we are a generation of humanitarian concern and have the desire to make a 
difference? I think so. I'm starting by volunteering at  my local credit union.

For the rest of Brandy's thoughts and plans to serve visit our website.
Refinance for Retirement

If you're looking forward to retirement in the next few years you've probably looked at what your cash flow is likely to be after you clock out for the last time. You may be looking at it and thinking, " How are we going to pay all of these bills every month without running through our savings before I can draw on Social Security?". Or maybe you'll have enough coming in to pay the bills, but not much left over for the fun things in retirement like travel or new hobbies. Maybe you've even considered not retiring completely, instead going to part-time hours, or pushing it back another few years while you whittle down your debts? Maybe it's time to consider using the equity in your home as part of your retirement plan?

Check out the rest of the article on how a home refinance and consolidation can help you bridge the gap to retirement.
NMLS# 488199
Amy Clark: Mortgage Lending Specialist

Amy Clark has served the members of PCCU for over 20 years in a number of different roles including Loan Officer and Branch Manager. She's recently started in a new position as our Mortgage Lending Specialist, working from the Hagerstown office.

While any of our loan officers can speak with you about the many mortgage products we have to offer, Amy is the one who will work your application from the initial disclosures all the way through to closing. She'll work with the realtors, appraiser, and underwriters to get your purchase completes as quickly and efficiently as possible. Whether you're purchasing your first home, refinancing your current home, or need a home equity loan, Amy will bring her experience and knowledge together with a laser focus on home loans to make the process simple and easy.

Have a question about home loans or want to make an appointment? You can email Amy or call her at 765-489-4571, x255.
NMLS# 1489312
Chelsea Gabbard: Loan Officer

Chelsea is from the Cambridge City area and has been with PCCU for three and half years. She has now earned her second major promotion in the brief time. She has served members as both an MSR and Senior MSR, learning a lot about the credit union and graduating from IU East along the way. She's now working as a loan officer in the New Castle branch, where she will continue to provide excellent member service.

We're Available 24/7

You can always visit us online at PCCU All Ways: Home Banking or from the browser on your mobile device at  www.pccu.mobi, or via our Android and iOS apps. They're all available 24/7 to make PCCU available to  you on  YOUR  schedule!
| This institution is not federally insured | PCCU is an Equal Housing Lender |
| PCCU is privately insured through American Share Insurance. |
PCCU | 631 E Main St Hagerstown | 1-800-582-7228 | PCCU.com
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