The capability and confidence of the educator is a key factor for an effective financial education program. 

Research shows that financial education in schools is most effective when led by teachers properly trained in personal finance itself, not just in pedagogy.

Champlain College's Center for Financial Literacy has produced a report card grading all 50 states and the District of Columbia (D.C.) on their high school financial literacy programs. 

Is your state on the honor roll, coasting with a C, or failing to produce financially literate high school graduates? Use the  interactive map  to find out.  For a more in-depth report  download the complete report.
New on the HSFPP Blog
by Kimberly Roy
Riding home on the light rail in downtown Denver I over heard a young man giving bad financial advice to his friends.

This experience solidified for me that teaching students how to find reliable resources is the most important part of financial education. 

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NEFE provides research funding for exploratory projects on personal finance and financial behaviors. Learn more about s everal projects currently in progress, including research on young adults and debt.
Other NEFE Educator Resources
CashCourse® - online materials for college students
Financial Workshop Kits - resources for adult financial educators
Evaluation Toolkit® - databank of questions to measure impact
On Your Own - young adult blog about financial lessons learned
Spendster - confessions of bad spending habits
Smart About Money - consumer finance tips and tools
High School Financial Planning Program | [email protected] |  www.hsfpp.org
The High School Financial Planning Program (HSFPP) is the flagship program of the National Endowment for Financial Education (NEFE®). NEFE is the leading private nonprofit, noncommercial foundation dedicated to inspiring empowered financial decision-making for individuals and families through every stage of life.

Learn more about the complete suite of NEFE's free consumer and educator resources at  www.nefe.org .
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