Advice & Insights from Blackhawk Bank | July 2016
New, more secure Chipped Debit Cards are arriving this Summer. 
This Summer your Debit MasterCard will be   replaced with a more secure Chipped Card to help combat counterfeiting.  When you insert your card into a chip-enabled terminal, the security chip validates authenticity by assigning a one-time secure code for in-person transactions.  If a merchant doesn't have chip enabled terminals (most big retailers do) the new cards also have a traditional magnetic stripe that you'll just swipe.

Read more details here                                                      

9 Expensive Habits to Quit

You know that daily latte is a habit that might not seem expensive until you do the math and find that $3 a day adds up to more than $1,000 a year. And, your coffee shop habit probably isn’t the only behavior that seems inconsequential, yet equates to big bucks over time.

In fact, you might be doing several things on a regular basis that are draining your bank account. Here are 9 common habits you need to quit if you want to save money.

Read more...
Technology News: CEO Fraud

Cyber criminals are constantly coming up with new ways to get what they want. One of their most effective methods is to target company employees.  While cyber attackers have learned that unaware people are the weakest link in any organization, they have forgotten that knowledgeable people can be an organization’s best defense.  Be that knowledgeable person and share this information with co-workers.  
 
'OUCH!' Technology Newsletter
Is an HSA right for you?
Health savings accounts are used to save money for qualified medical expenses.  The money goes in pre-tax through payroll deduction, and grows tax-free.  You own and control the money in your HSA.   Read more ...

Blackhawk Bank's HSAs maximize your money as your balance grows:  
HSA Checking  
HSA Money Market
Self Directed Investment HSA

Contact an HSA expert @ hsacoordinator@blackhawkbank.com or call 800.209.2616 to get started.
 Beloit & Janesville WI | Roscoe, Machesney Park, Rockford & Belvidere IL
800.209.2616 | www.blackhawkbank.com