Spectrumly Speaking
March 2016  



Happy Spring!!

We hope you have enjoyed a wonderful winter, although it was certainly not a typical one. For those who actively take part in outdoor, winter recreation, we do feel sorry ... and for those like most of us that do not, we rejoice!

We hope you enjoy this month's E-Newsletter.  We are hosting a series of free learning events and have investing and mortgage news to share with you!

With the thrill of birds in the morning and the scent of tulips on our tails, we wish you and your family the very best of the spring season.

Karen, Richard, Jeff, Janet, Ingrid, Sheila and Alicia
WELCOME ALICIA ...
                
Please join us in welcoming Alicia Lima to our growing Spectrum Team! Alicia comes to us with an extensive background in Customer Service and will be your first point of contact in the afternoons - feel free to introduce yourself the next time you call.                      
Welcome Aboard Alicia!
JOIN US FOR THE FIRST SEGMENT OF OUR  
                   HOLISTIC PLANNING SEMINAR SERIES

"Health Assurance -
Preparing for your Critical 60's"
April 13, 2016  @ 7:00 - 8:30 pm
Suite Success at ESS Direct - 411 Huronia Rd #5, Barrie, ON

We have organized a fantastic Line-Up of Guest Speakers ...

Katherine Parent, Registered and Certified Nutritional Practitioner of Make Good Choices will share with us "How to find health and wellness through the foods you eat"                

Eugene Shafronsky from Manulife Financial will  speak on "Health and Travel Programs"

Jeff Schreiter from Spectrum Financial Strategies will talk to "Critical Illness and Long Term Care:  Preparing Your Financial Plan"  
Investing Resolutions for 2016 
By Dave Paterson, CFA

With the markets off to one of the, if not ugliest starts in history, we thought it might be a good time to share Dave's New Year resolutions regarding your investments:
 
  1. Focus on the Long-Term
  2. Focus on your Investment Objectives and Risk Tolerance

Click here for full details and 5 more Investing Resolutions ...
New Mortgage Rules - Feb 2016 

Bill Morneau, Federal Minister of Finance, announced late in 2015 that the minimum requirements for homeowners' down-payments will be increasing.

The new rules specifically affect mortgages on homes with purchase prices between $500,000 and $1 million.

Seminars, Market Watch, Office News & Humor
Announcing Our 2016 Line Up of the
"Holistic Planning Seminar Series"

If you are in the Barrie area, check out our upcoming seminars.         
Feel free to bring along a friend, co-worker or family member that you feel may benefit from the information we are sharing.

Market Watch

Market Watc h 

For those with more of an interest in what has happened in the markets this past month, Click here for an update.
 
Spectrum Team

Messages from your  

Spectrum Office Team ...

  • Please remember to advise us when you have a change in email address.  This is a great way for us to keep in touch with you.
  • If you have a Limited Trading Authorization with us, you will be receiving an updated version in the mail.  Please watch for it, open the envelope (!) sign and return to our office for processing.
  • Tax Returns - If you have non-registered investments, please remember to take your December 31st, 2015 account statement to your tax preparer so they have any capital gain/loss and advisory fee details.
A Little Humor ....

A police officer found a perfect hiding place for watching for speeding motorists.
 
One day, the officer was amazed when everyone was under the speed limit, so he investigated and found the problem.
 
A 10 years old boy was standing on the side of the road with a huge hand painted sign which said "Radar Trap Ahead."
 
A little more investigative work led the officer to the boy's accomplice: another boy about 100 yards beyond the radar trap with a sign reading "TIPS" and a bucket at his feet full of  change.
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Spectrum Financial Strategies
339 Huronia Road Barrie, ON L4N 8Z1

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