As a radio host,  Celeste Headlee talks, and listens, for a living. She knows the value of a good conversation. The problem, though, is our ability to effectively converse with one another might be in the process of being  devalued . According to a 2015 study by Pew Research, Americans have never been more divided. We're less likely to compromise, Headlee says, because we're not listening to each other.

We are also increasingly more reliant on communicating without actually talking. A high school teacher wrote in The Atlantic that "conversational competence might be the single most overlooked skill we fail to teach."

In her much-talked-about TED Talk, with nearly 3 million views, Headlee shares 10 ways we can reverse this trend, and get back to having conversations with meaning, ones that matter. She also gives us this takeaway: "Go out, talk to people, listen to people and, most importantly, be prepared to be amazed."

ML&R WEALTH MANAGEMENT: Social Security Lunch & Learn - 
Thursday, May 26 
ML&R Wealth Management knows that approaching retirement is an important life decision. Filing for benefits can be complicated and we want to help navigate and simplify the process for you. 

We are excited to bring you  Valery Maercklein, Public Affairs Specialist with the Social Security Administration, who will present the different choices and rules that prepare you for an informed approach to filing for benefits with the Social Security Administration. She will also discuss different timelines, as well as other considerations for family members who may also be eligible.

Thursday, May 26, 2016
Registration & Lunch: 11:30 a.m. - 12:00 p.m.
Program: 12:00 - 1:00 p.m.
 
Frost Tower Conference Room
401 Congress Avenue, 11th Floor
Austin, TX  78701

> Click HERE to Register
5 SMART RULES FOR YOUR MONEY
Juggling the right things to do with your money can be challenging. Do you save for your retirement or buy your dream home? Stuart Vick Smith, with ML&R Wealth Management, joined KVUE to share 5 smart rules for your money.



TALKING THE TALK WITH CARL RICHARDS
When it comes to money and the decisions around it,  Carl Richards believes good conversation can be as important as asset allocation. 
BehaviorGap.com

In his book T he Behavior Gap, Richards wrote: "There is a growing recognition that great conversations about money are really great conversations about life. ... Saving, budgeting, investing, tax planning, insurance and estate planning should be related to the larger context of your life, your goals, and your values. 

One of the most important things I can do when faced with a financial decision is to talk to someone I trust: a friend, a family member or a paid professional. Start talking to people you trust about questions that matter to you." 

Yet, for all the value that can come from talking about money, there are times when not  talking can have even more benefit. Richards, the director of investor education for the BAM ALLIANCE, explains in these articles:


CONVERSATIONAL TOPICS
Quality conversations can help break down barriers, improve relationships, uncover true feelings and foster creativity. Psychology Today takes a look at some of the positive ripple effects that can come from improving the quality of our conversations in the following scenarios: 

  • How quality conversations can lead to a better workplace | Read
  • How to have better conversations with your children | Read
  • How to have good but difficult conversations | Read
  • How leaders can have mindful conversations | Read
LISTEN TO WHAT THEY SAY
"You cannot truly listen to anyone and do anything else at the same time."

-- M. Scott Peck , author of  The Road Less Traveled
"The difference between listening and pretending to listen, I discovered, is enormous. One is fluid, the other is rigid. One is alive, the other is stuffed. Eventually, I found a radical way of thinking about listening. Real listening is a willingness to let the other person change you."  

--Alan Alda, actor and author of  Never Have Your Dog Stuffed: And Other Things I've Learned
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