Life insurance benefits are sometimes left unclaimed after the passing of a loved one, simply because the beneficiaries were unaware of the existence of a policy. This is an unfortunate situation under any circumstance, but can be especially troubling if dependents have been left struggling financially. According to the Insurance Information Institute (I.I.I.), beneficiaries can track down a lost policy with these tips. 

11-15-2015 21:21:54 PM 

Adorning your home with twinkling lights this holiday season? Keep safety in mind, urges the Electrical Safety Foundation International (ESFI) and the National Fire Protection Association (NFPA), inside and outside your home. "Winter is the peak season for home fires, but these fires can be prevented by adopting a proactive approach to safety," says Lorraine Carli.

They say with age comes wisdom-and when it comes to weathering disasters like fire, flood or hurricane, older individuals and their caregivers would be wise to prepare, according to the Insurance Information Institute (I.I.I.). Older individuals are particularly vulnerable to disaster, as they may have special needs, and seniors may also have trouble keeping up with the routine maintenance necessary for protecting their home.