Issue #4 April 2016                                                                                                       
Is this funny or what?!?
 
I'm pretty sure no one remembers many of the old Abbott and Costello skits. But check out this 2-minute clip from one of their shows; it never fails to get everybody laughing:
 
Click Here
 
Leave it to Abbott and Costello to find a new way of looking at an old problem. It just goes to show that different people often see different things. It never hurts to have a fresh set of eyes checking on things from time to time.
 
And now that you're finally getting past the tax filing deadline, it doesn't hurt to have someone look at your completed return to see if there are ways to reduce your taxes for next year.
 
Remember, it's your accountant's job to make sure the numbers you give him end up in the right boxes on the right forms. It's my job to see if there are easy ways to improve the numbers you give your accountant next year so that you can legally pay the least amount of tax possible!
 
Let me know if you would like me to take a quick look. In most cases I can tell you if you can save taxes in 10-15 minutes.   
 
Best,    
 
William G. Cummings
         
P.S . Please forward this email to any of your friends, neighbors or relatives that you think might benefit. Also, if you know of anyone that would like to receive my periodic emails or newsletter, please have them contact me and I'd be happy to include them!

April 2016
 
Commonly Observed Holidays
Apr 22-30. Passover
 
Financial Dates & Observances
Apr 1. Last day of grace period for first
IRA required minimum distribution
Apr 18. 2015 individual tax returns due
Apr 18. 2015 partnership returns due
Apr 18. 2015 trust & estate returns due
Apr 18. 1 Q 2016 estimated taxes due
Apr 18. Last day to open IRA for 2015
Apr 18. Last day to contribute to
Coverdell Education Savings Account for 2015
Apr 18. Last day to contribute to IRA for 2015
Apr 18. Last day to contribute to profits sharing
plans for 2015 (unless extension filed)
Apr 18. Last day to contribute to HSAs for 2015

Cause Observances
 Alcohol Awareness Month
Autism Awareness Month
Financial Literacy Month
Keep America Beautiful Month
Parkinson's Awareness Month
 
Apr 2. World Autism
Day Apr 7. World Health Day
Apr 10-16. Library Week
Apr 11-15. Retirement Planning Week
Apr 16. Health Care Decisions Day
Apr 22. Earth Day
Apr 23-30. Money SmartWeek
 
Business & Industry
Inventor's Month
 
Apr 6. Paraprofessional Appreciation Day
Apr 12. Be Kind to Lawyers Day
Apr 24-30. Administrative Professionals Week
Apr 25. Plumbers Day
Apr 27. Administrative Professionals Day

Special Observances
 Car Care Month
Garden Month
Jazz Appreciation Month
Poetry Month
 
Apr 1. April Fool's Day
Apr 1. National Walk to Work Day
Apr 4. NCAA Men's Basketball Championship
Apr 4-10. The Masters Tournament
Apr 6. New Beers Eve
Apr 11. Pet Day
Apr 16. Husband Appreciation Day
Apr 17-23. Coin Week
Apr 18. Boston Marathon
Apr 18. Golf Day
Apr 20. Pot Smokers Day
Apr 28. Take Your Child to Work Day 
Apr 29. Teach Your Children to Save Day


In This Edition
Is this funny or what?!?
April 2016, Key Dates
Bill's book "It wasn't on my calendar."

Like us on Facebook
Follow us on Twitter
View our profile on LinkedIn
Visit our blog
 
 
 
"It wasn't on my calendar. "
 

 


 Most people do not plan for a medical, mental or aging crisis for a parent-or themselves, and if such a crisis is not on your calendar, prepare now. None of us know what we don't know, and when a loved one's health and/or mind are failing, this is no time to have a crash-course in learning. 
 

  • Who do I turn to for advice? 
  • What kind of questions do I ask?
  • Do I plan a loved one's care for this immediate crisis-or make a plan that includes future needs as conditions worsen? 
  • How do I respond to the many needs: place to live (kinds of facilities), care (who provides and what kinds), costs (and how to pay them), and advisors (finding the right people to handle finances and elder planning).  
If you have more questions than answers, this first-hand guidebook, written by a CPA/ financial planner about his dad's situation, will provide answers. Now you will be able to deal with your own situation with more knowledge and focus.

 

 
The information provided in this newsletter is educational in nature and is not intended to be construed as, legal, tax or investment advice and does not necessarily represent the views of the presenting party. Specific federal and state laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Material presented is believed to be from reliable sources, but its accuracy is not guaranteed. If additional information is needed, the reader is advised to seek professional services.
 
William Cummings is an Investment Advisor Representative with securities and investment advisory services offered through Transamerica Financial Advisors, Inc. (TFA) Member FINRA, SIPC, and Registered Investment Advisor. Concierge Financial Organization, Inc. and TFA are not affiliated. Neither TFA nor its representatives provide legal, tax nor accounting advice. Persons who provide such advice do so in a capacity other than as a registered representative of TFA.           

LD-56416 - 4/16