Your Community Bank's eNewsletter April
2016
|
 |
|
|
Our Durango location as of March 18, 2016. |
Dear Friends,
We're focused on finishing inside details
on our new Durango location. And our newly-hired staff are excited to get working in their new home. But mostly, we're gearing up to be a part of another community. We are looking forward to supporting Durango in a way no other bank can; because local deposits fund local loans.
Happy spring,
Sheila Mathews | President and CEO
|
Four Corners Economic Development Grant
|
|
|
Pictured from left: Former 4CED CEO Ray Hagerman, FCCB President and CEO Sheila Mathews, and FHLB of Dallas First Vice President and Director of Community Investment Greg Hettrick.
|
Four Corners Community Bank (FCCB) was pleased to partner with Federal Home Loan Bank (FHLB) of Dallas to provide a partnership grant award to Four Corners Economic Development (4CED) foundation last month.
"We're delighted that our part of this $10,000 donation will be used to further business and economic development in the Four Corners," said FCCB President and CEO, Sheila Mathews.
|
|
|
|
|
Online banking terms and conditions
All online banking users will be prompted to re-accept FCCB's online banking terms and conditions due to new and upgraded products that will go in effect 4.18.16.
|
Change of hours of operations: Cortez
Effective May 2, 2016 our Cortez drive-thrus will still remain open until 6:00 p.m. on Fridays, but we will close our lobbies at 5:00 p.m. on these days.
|
|
|
Customer Corner
:
Product news
|
As of April 18, 2016 FCCB will offer the following new or upgraded products:
Upgraded bill pay: Existing bill pay users should print out their payment history prior to 4.18 to verify payee details after the upgrade. New payment features include rush payment, payment to a person, gift pay, and electronic bill payment. Businesses will also be able to use bill pay for payroll and payee imports.
Remote deposit: Download FCCB's app on your smartphone or use a flatbed scanner to remotely deposit a check through online banking. Current customers will have immediate access to remote deposit if they have not had any non-sufficient or returned checks in the last 90 days. T
he "Make a deposit" tab will appear in the mobile app and in online banking. (New customers will qualify for remote deposit at 90 days without any non-sufficient or returned checks.)
Direct Connect for QuickBooks and Quicken: Current QuickBooks and Quicken users can now select FCCB from their online banking setup within the software for a real time inter-connectivity. (Click here for details about an upcoming QuickBooks class in Farmington.)
|
|
Insight:
5 ways to spot a lottery scam
|
According to the FBI, in 2014 consumers lost more than $8 million to solicitation scams promising instant wealth and grand prize earnings. These scams, commonly referred to as the "advance fee," "lottery," or "sweepstake" scam, involve fraudsters issuing counterfeit checks and fake award letters to consumers who have allegedly won a lottery or sweepstake raffle. The consumer, who most likely never entered the alleged drawing, is issued a check worth more than the amount owed and instructed to pay taxes and fees before receiving their lump sum payment. Unfortunately, the check and the raffle are bogus.
Four Corners Community Bank and the American Bankers Association encourage consumers to keep these tips in mind:
- Don't be fooled by the appearance of the check. Scam artists use sophisticated technology to create counterfeit checks that mirror the appearance of legitimate ones. Some are counterfeit money orders, some are phony cashier's checks and others look like they are from legitimate business accounts. The companies whose names appear may be real, but may have been altered without their knowledge.
- Never pay to play. There is no legitimate reason for someone who is giving you money to ask you to wire money back or send you more than the exact amount -that's a red flag that it's a scam. If a stranger wants to pay you for something, insist on a cashier's check for the exact amount, preferably from a local bank or one with a local branch.
- Verify the requestor before you wire or issue a check. It is important to know who you are sending money to before you send it. Just because someone contacted you doesn't mean they are a trusted source.
- Ensure the check has cleared first. Under federal law, banks must make deposited funds available quickly, but just because you can withdraw the money doesn't mean the check is good, even if it's a cashier's check or money order. Be sure to ask if the check has cleared, not merely if the funds are available, before you decide to spend the money.
- Report any suspected fraud to your bank immediately. Bank staff are experts in spotting fraudulent checks. If you think someone is trying to pull a fake check scam, don't deposit it-report it. Contact FCCB or the National Consumers League's Fraud Center at fraud.org.
|
|
Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222
ADVERTISEMENT
|
|
|
|
|
