Certified Forensic Loan Auditors' Official Logo

CFLA, Inc

Certified Forensic Loan Auditors

Newsletter & Industry Update

April 21, 2014

 

Welcome From Our CEO, Andrew P. Lehman, JD

Click here to see the video.

 

Student Testimonials

Click here to see the video.

 

Breaking News

Robosigning Woes Alive and Well in the Bay State?
bankerandtradesman.com | April 18, 2014
A new case came down from the state’s appellate court yesterday (it can be found here, with a couple clicks, although that’s only a temporary resting place) that looks like it could have a couple interesting wrinkles for local foreclosure law. I’m in the middle of rounding up some legal experts to run over the full implications — some of the issue discussed are bit technical — but one thing jumps out that could put some fresh grey hairs on the heads of servicers and their attorneys: Robosigning reared its ugly head.
Read more

 

U.S. Regulators Examining Departures at Mortgage Electronic Registrations Systems (MERS)
bloomberg.com | April 17, 2014
As the rest of the housing industry recovers, a little-known firm with a key role in U.S. mortgage finance remains stuck in limbo, wrestling with regulators, lawsuits and the departures of senior employees.
Read more

 

Mixed Picture in Washington on Underwater Mortgages
menafn.com | April 17, 2014
The state of Washington is besting the national average when it comes to the percentage of mortgages that are underwater.
Read more

 

With Harp Nearing Expiration, Secure One Capital is Assisting Homeowners Struggling with Harp Refinancing Approval
menafn.com | April 17, 2014
More than 3 million homeowners are still eligible for HARP, but with complex requirements and recent expansions to HARP 2.0, many homeowners are unaware they qualify.
Read more

 

Moody's Sees Finance Reform Provisions Negatively Impacting Home Prices
nationalmortgageprofessional.com | April 17, 2014
Provisions in the comprehensive housing finance reform bill introduced by U.S. Sens. Tim Johnson and Mike Crapo will modestly dampen prices of multifamily properties and increase refinance risk, according to a new report by Moody’s Investors Service, Proposed Housing Finance Reform Will Be A Moderate Credit Negative for Multi-Family CMBS.
Read more

 

Foreclosure Fraud: Maine Attorney Disciplined For Mishandling Discovery of Rampant Robo-Signing
ameritrustlawgroup.com | April 17, 2014
A grievance panel for the Maine Board of Overseers of the Bar have determined attorney Paul Peck of the Portland Law firm Drummond & Drummond shall have a written reprimand placed on his record for mishandling the 2010 robo-signing discovery which led to a national mortgage-foreclosure investigation.
Read more

 

Lawyer Disciplined After 'Robo-signing' Scandal
m.lancasteronline.com | April 17, 2014
PORTLAND, Maine (AP) — A Maine panel has disciplined a lawyer accused of mishandling the response to the disclosure that home foreclosure documents were being signed without first being verified, a practice known as "robo-signing."
Read more

 

Reprimand Sought in 'Robo-signing' Cases
mainebiz.biz | April 17, 2014
A grievance panel has recommended that one of the three lawyers linked to so-called "robo-signing" of mortgage foreclosures be disciplined.
Read more

 

Mortgage Settlement Reached
mortgagefraudblog.com | April 15, 2014
With a career in Internal Audit at Freddie Mac, you’ll play an important part in supporting the nation’s housing market and the future of housing finance. Freddie Mac is dedicated to making homeownership and rental housing more accessible and affordable for America’s families. Join us, and discover the positive impact that you can make. 
Read more

 

Moody's: Johnson-Crapo Could Ramp up Issuance of Private-label RMBS
housingwire.com | April 14, 2014
The Johnson-Crapo housing reform measure is slated for markup April 29, and a report by Moody’s Investors Services says the GSE package could help kick-start issuance in the private-label residential mortgage-backed securities.
Read more

 

 

REGISTER IMMEDIATELY—SEATING IS LIMITED

 

 

All DVDs ONLY $99.00 Each

CFLA is offering all regularily priced $195.00 DVDs for ONLY $99.00 each.

SEE DVDs AVAILABLE AND ORDER THROUGH OUR SALE PAGE

 

 

Job Opportunities Available at CFLA

CFLA is currently seeking Forensic Loan Auditors, Mortgage Securitization Auditors (MSA), AMBASSADOR Mortgage Securitization Auditors (MSA), and National Account Managers.

Click here to Learn More & Apply

 


CFLA, Inc

 

Products & Services Available

 

CFLA Sponsored Advertising

The Liga Law Group, P.C.
Jackson & Elrod: Foreclosure Attorneys & Mortgage Experts

 

 

 
Rodriquez Law Group   Atighechi Law Group

 

 

   

Cutting Edge Expert Securitization Reports

 

CFLA Sponsored Attorney Links

 

 

   

DVD Sets Only $99

 

CFLA Training Academy

 

 

   
Quiet Title Packages from Licensed Attorneys  

Get Certified to Perform Mortgage Securitization Audits

 

 

   

Upcoming CLE

  Take-Home Education Package

 

 

   

CFLA Credit Cards

 

Letters to the Editor

 

 

   

Breaking News

 

CFLA Weekly Newsletters

 

 

   

Advertising Space: Mortgage Securitization, Quiet Title

   

 

Complete Quiet Title Package

CFLA is offering attorneys the Complete Quiet Title Package and Bloomberg Securitization Audit for purchase online. Please see details and pricing below.

 

CFLA Explains Complete Quiet Title Package

CFLA Explains Complete Quiet Title Package

Download Sample Bloomberg Property Securitization Analysis

Download Sample Attorney Expert Witness Affidavit

Download Sample Complaint / Petition

Download Sample TRO

Download Sample Lis Pendens


CFLA's "Quiet Title Package" is cutting edge work product developed by the Nation's Most Well Respected Attorneys in the Foreclosure Defense industry.



The Quiet Title Package includes all of the Following:



(1) Securitization Audit Report
This product is designed to Highlight all parties in interest, in the Securitization Chain. This product will offer a full chain of title, with Instrument Numbers, Special Purpose Vehicle Search, PSA and Prospectus. The report will also illuminate any evidence of Robo Signing. This product is what Attorneys are using to stop an Illegal Foreclosure due to lack of Legal Standing, or for Purposes of "Quieting the Title to the Property."



(2) Civil Complaint to QUIET TITLE & for other Relief
The Complaint package includes a Civil Complaint that is Jurisdictional Specific, and can be tailored to work on a Federal Level. 12-16 Causes of action will be included based on the specific findings in each of the reports they are based on. The Temporary Restraining order is designed to give the attorney time to fight the bank in favor of the Homeowner and the Lis Pendens will cloud the title, making it very difficult for the bank to take possession of the home and re-sell it, so a solution can be reached in favor of the Homeowner.



(3) Temporary Restraining Order to Stop the Sale



(4) Lis Pendens to "Cloud Marketability of Title"

 

(5) Expert Witness Affidavit by Attorney (22 pages) Outlining in Specific Detail the Findings
This Expert Witness Affidavit has been handcrafted by the Nation’s Most Respected Foreclosure Defense Attorneys specifically for Litigation Purposes



*This Litigation support service is tailor made for the specifications of each Attorney, and is drafted by Competent and Qualified Attorney with Factual Specific Allegations tailored for each client, ready to be signed by the Attorney and filed.



CFLA has trained more than 1,000 Attorney and Real Estate professionals on Mortgage Securitization since 2007, and is widely recognized as the Industry Leaders.



CFLA is Attorney Owned and Operated since 2007, and has an A+ rating with the Better Business Bureau.

Must Call today to get special offer at 888-758-CFLA (2352).

 

 

Bloomberg Securitization Audit

Our Bloomberg securitization audit is one of the services we specialize in and receive many attorney requests for. This type of audit is among the first important steps in determining the securitization of a loan and by whom, and our staff are expert and very experienced in this research process. A Bloomberg securitization audit from CFLA can be a vital tool in an attorney’s or homeowner’s foreclosure defense and litigation brought against lenders. Call us today to talk about your needs.

 

Securitization Analysis

CFLA Explains Level III Bloomberg Report

CFLA Explains Level III Bloomberg Report

 

Download Sample Complaint / Petition

Download Sample Bloomberg Property Securitization Analysis


Our report will include the following:

  • Loan Recording at county, governmental housing reporting agencies and financial reporting services
  • Deed Recording and Transfers
  • Verification that Assignees on Promissory Note is True and Correct
  • Information Identifying “True” beneficial Interest as per Promissory Note
  • Disclosures and Sufficiency of Information as per UCC
  • Securitized Trust Verification
  • Pooling and Servicing Agreement governing the Trust that holds your Note
  • CUSIP – Identifying the Trust Account
  • Trust Prospectus filed with the Securities and Exchange Commission
  • Identification of the Servicers; Originators; Trustees and Underwriters
  • Details of Bond Performance – Transactional up-to-date information
  • Periodic Reporting of Loan Performance in Securitized Trust
  • Client Specific Information – (special requests)

 

CFLA is a subscriber of Bloomberg and uses the latest search for Non-Agency residential loans by characteristic. Either Loan Number or Original Amount that are provided to perform a search to verify that the loan is inside the Securitized Trust.

 

Our Bloomberg Report Will Include the Following Documents
(click pictures to enlarge)

 

Non-Agency Mortgage Loan Find (LFND)

The name of the Securitized Trust, the loan number, and group it belongs to:

Trustee Name Loan Number Group

 

The number of classes (tranches) and group status (active or paid):

Class Tranch CUSP Group Status

 

The loan level data will identify that the loan is inside the securitized trust:

Loan Level Data 1

 

The Security Description of Trust will identify the current ratings, current amount of the class, CUSIP number, and the Trustee and Lead Manager:

Security Description Ratings Trustee

 

The Collateral Composition page will identify the Originator:

Collateral Composition Originator

 

Identifies the Distribution payments for loans that are Delinquent, Foreclosure, Bankruptcy or REO:

Distribution Payments

 

Identifies the performance of the Trust and shows the percentage of problem loans:

Trust Performance Problem Loans

 

Prospectus filing for references:

Prospectis Filing for References

 

 

New Products

Many of the below referenced CFLA Produced and Copyrighted DVDs Sets are now on sale for $99.00. 

 

 

DVDs

Mortgage Securitization and Quiet Title I
Mortgage Securitization and Quiet Title I

Los Angeles, CA - Sept 10, 2011

ORDER DVD    
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Mortgage Securitization and Quiet Title II
Mortgage Securitization and Quiet Title II

Las Vegas, NV - January 7, 2012

ORDER DVD    
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Quiet Title Workshop

Quiet Title Workshop

Atlanta, GA - February 11, 2012

ORDER DVD    
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Bankruptcy Practice
Bankruptcy Practice

Las Vegas, NV - March 31, 2012

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Mortgage Securitization Auditor Training Class

Mortgage Securitization Auditor Training Class

Las Vegas, NV - April 20-22, 2012

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Achieving Principle Reductions with Lenders by Creating Leverage

Achieving Principle Reductions with Lenders by Creating Leverage

New York, NY - June 30, 2012

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
SB-900 Homeowner Bill of Rights
SB-900 Homeowner Bill of Rights

Los Angeles, CA - January 19, 2013

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Contract Litigation and UCC

Contract Litigation and UCC

Dallas, TX - February 16, 2013

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Quiet Title Kings Tour

Quiet Title Kings Tour

New York, NY - March 30, 2013

with Anthony P. Vigna, Esq.,
Chad Elrod, Esq. and Jeff Jackson, Esq.

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Foreclosure Defense Seminar

Foreclosure Defense Seminar

Miami, FL - May 4, 2013

with Chad Elrod, Esq. and Jeff Jackson, Esq.

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Quiet Title Kings NY Part II

Quiet Title Kings NY Part II

New York, NY - September 7, 2013

with Chad Elrod, Esq., John P. Fretz, Esq. and Andrew Lehman, J.D.

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer
Foreclosure Defense Post GLASKI & SB900

Foreclosure Defense Post GLASKI & SB900

Los Angeles, CA - November 23, 2013

with Patricia Rodriguez, Esq

ORDER DVD
ONLY $99
(plus $9.95 Shipping & Handling)

spacer

How to Cancel Secured and Unsecured Debt Obligations Through Strategic Litigation

6hr DVD- How to Cancel Secured and Unsecured Debt Obligations Through Strategic Litigation

NEW YORK, NY - February 7, 2014

with Jeffrey C Jackson, Esq.

ORDER DVD
ONLY $195
(plus $9.95 Shipping & Handling)

spacer
Bloomberg Terminal Training with Billy F. Bowles

Bloomberg Terminal Training with Billy F. Bowles

ORDER DVD    
ONLY $99
(plus $9.95 Shipping & Handling)

 

Study-at-Home Education Package

CFLA, Inc

 

LIMITED TIME ONLY!

Entire Education Package

ONLY $695.00

plus $19.95 Shipping & Handling

 

“Study at Home “Education Package Includes More Than 60 Hours of State Bar Approved Study on Mortgage Securitization in each of the following jurisdictions: CA, NV, TX, FL, NY, GA .”

 

Learn Cutting Edge Foreclosure Defense Secrets and “How to Litigate Quiet Title Claims, in State & Federal Court, as well as how to utilize cutting edge “Mortgage Securitization in Advanced Litigation to Achieve Principle Reductions.”

 

The Complete Attorney Education Package will include State Bar Approved Instruction in all of the following States:

CALIFORNIA, NEVADA, TEXAS, FLORIDA, GEORGIA, and NEW YORK

 

The More than 50 hours of STATE BAR APPROVED video instruction included with this package.

 

Every package will include each of the following:

  • 6hr DVD- "Securitization in Litigation MCLE" (CALIFORNIA BAR)
    Taught by Timothy O’Reilly, Esq. and Patricia Rodriguez, Esq.
    (recorded on 09/10/11 in Los Angeles, CA)

 

  • 6hr DVD- "Mortgage Securitization MCLE" (NEVADA BAR)
    Taught by Patricia Rodriguez, Esq
    (recorded on 01/07/12 in Las Vegas, NV)

 

  • 7hr DVD- "Quiet Title MCLE" (GEORGIA BAR)
    Taught by Regis Sauger
    (recorded on 02/11/12 in Atlanta, GA)

 

  • 7hr DVD- "Foreclosure Defense Using Bankruptcy MCLE" (NEVADA BAR)
    Taught by Charles Christmas, Esq.
    (recorded on 03/31/12 in Las Vegas, NV)

 

  • 4hr DVD- "Mortgage Securitization Auditor Training Class" (CALIFORNIA BAR)
    Taught by Timothy O’Reilly, Esq on 04/22/12

 

  • 7hr DVD- “Achieving Principal Reductions While Creating Leverage With Banks” (NEW YORK BAR)
    Taught by Divina Westerfield, Esq
    (recorded on 06/30/12 in New York, NY)

 

  • 2hr DVD- "SB-900 Homeowner Bill of Rights" (CALIFORNIA BAR)
    Taught by Patricia Rodriguez, Esq
    (recorded on 01/19/13 in Los Angeles, CA)

 

  • 6hr DVD- "Contract Litigation and UCC" (TEXAS BAR)
    Taught by Chad Elrod, Esq and Jeffery Jackson, Esq
    (recorded on 02/16/13 in Dallas, TX)

 

  • 6hr DVD- "Quiet Title Kings Tour" (NEW YORK BAR)
    with Chad Elrod, Esq., John P. Fretz, Esq. and Andrew Lehman, J.D.
    (recorded on 09/07/13 in Brooklyn, NY)

 

  • 6hr DVD- "Foreclosure Defense Seminar " (FLORIDA BAR)
    Taught by Chad Elrod, Esq. and Jeff Jackson, Esq.
    (recorded on 05/04/13 in Miami, FL)

 

  • 6hr DVD- "Quiet Title Kings NY Part II" (NEW YORK BAR)
    Taught by Chad Elrod, Esq. and Jeff Jackson, Esq.
    (recorded on 05/04/13 in Miami, FL)

 

  • 6hr DVD- "Foreclosure Defense Post GLASKI & SB900" (CALIFORNIA BAR)
    Taught by Patricia Rodriguez, Esq
    (recorded on 11/23/13 in Los Angeles, CA)

 

  • 2hr DVD- HOW TO USE THE BLOOMBERG TERMINAL for Securitization Audits
    Presented by Billy Bowles on 04/25/12

SPECIAL FULL PACKAGE PRICE OF $995.00

ONLY $695.00 FOR A LIMITED TIME!

OR ORDER EACH INDIVIDUALLY, A LA CARTE

Certified Forensic Loan Auditors, LLC
www.certifiedforensicloanauditors.com
Certified Forensic Loan Auditors, LLC
13101 W Washington Blvd Suite 140
Los Angeles, CA 90066

YouTube

Phone: 310-432-6304
Toll Free: 888-758-CFLA (2352)
Facsimile: 310-432-6303