Spring clean your credit with our credit rebuilding ebook and book giveaway.
 
Hi , 

Spring is a great time to clean up your credit report! Download our free credit rebuilding ebook and enter our book giveaway!

Reviewing your credit report at least once a year is part of a healthy financial routine. What you should be on the lookout for is errors or out-of-date information.

Here are 4 reasons why you should make this an annual exercise:
  1. Inaccurate information may mean that you are declined for credit or offered a higher interest rate.
  2. Identity theft is becoming more prevalent. Monitoring your report can help you identify if someone has fraudulently obtained credit in your name.
  3. Many employers require a credit check as part of the hiring process. Knowing what is there ahead of time, and correcting errors, can be important in securing a job.
  4. Creditors and collection agencies may update one credit report, but not all. It is important to verify that your information is correct with both Trans Union and Equifax.
For information on where to get a copy of your credit report read Ian Martin's  full blog post.
"Identity Theft" Book Giveaway
Identity theft and marketing fraud are a growing risk in Canada. Kelley Keehn's new book "Protecting You and Your Money" will help you prevent fraud, spot scams and take back control if your identity has been stolen.

You can win one of 20 copies of Protecting You and Your Money.

There are 3 ways to enter. The more ways you enter, the more chances you have to win.

Click below to enter. The contest ends Friday May 13, 2016 at 11:59pm EST.


Free Credit Rebuilding eBook
It is possible to rebuild your credit, even after a bankruptcy or consumer proposal. Our ebook provides everything you need to understand credit repair including:
  • what good credit looks like
  • what appears on your credit report
  • how to improve your credit score
  • sample credit reports
Newsletter subscribers  get a free copy of Credit Rebuilding 101.
Debt Free in 30
How to Rebuild Credit: 5 Simple Steps

Listen to our Debt Free in 30 podcast about credit repair. Doug Hoyes shares advice on how to build on your fresh start.
Hoyes Michalos & Associates Inc. | 1-866-747-0660  | hoyes.com
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