OCEAN HARBOR CASUALTY INSURANCE COMPANY 

NEW & EXCITING UPDATES TO OUR 
WEB RATER!!!
ON THE FIRST PAGE OF OUR WEB RATER YOU WILL NOW SELECT WHETHER A RISK IS PRIMARY OR SECONDARY/SEASONAL, RIGHT BELOW CHOOSING HO3, HO4, OR HO6. 

MORE UPDATES

YOU WILL NO LONGER BE PROMPTED TO ENTER A REASON IF THE MAILING ADDRESS IS DIFFERENT FROM THE INSURED LOCATION ON SECONDARY/SEASONAL HOMES. OUT OF STATE MAILING ADDRESSES ARE NOW ACCEPTED BY THE WEB RATER. 
 
SECONDARY/SEASONAL RISKS WITH A DIFFERENT MAILING ADDRESS WILL NOW RECEIVE A PREVIEW PREMIUM.  (LIKE ALWAYS, THE PREVIEW QUOTE IS JUST AN INDICATION.  PLEASE SUBMIT ALL RISKS FOR UNDERWRITING REVIEW BEFORE RELEASING QUOTES TO THE INSURED) 
 
SECONDARY/SEASONAL RISKS WITH THE YEAR BUILT BEING OVER 50 YEARS OLD WILL ONLY BE OFFERED LIMITED WATER DAMAGE COVERAGE.  
 
JEWELRY COVERAGE CANNOT BE ADDED TO A SECONDARY/SEASONAL SUBMISSION. 
 
THE INSURED LOCATION MUST BE LOCATED IN 
NEW YORK. 
 
REMEMBER, THESE SECONDARY/SEASONAL HOMES CAN BE UNSUPPORTED!
NO PRIMARY NEEDED! 
 
 
WE ARE ALWAYS LOOKING FOR WAYS TO MAKE IT AS EASY AS POSSIBLE TO DO BUSINESS WITH US AND THESE CHANGES WILL HELP! 
 
MORE EXCITING CHANGES!!!!!!

MULTIPLE JEWELRY ITEMS CAN BE ADDED ON OUR WEBSITE!  YOU CAN NOW ADD UP TO 3 ITEMS TOTALING LESS THAN $50,001.  IF THE QUANTITY OR VALUER EXCEEDS THIS LIMIT, YOU WILL RECEIVE AN UNDERWRITING REVIEW FLAG.  

ALL BOUND AND CANCELLED POLICIES WILL NOW BE DISPLAYED ON THE "MANAGE POLICIES" TAB AND REMOVED FROM THE "MANAGE QUOTES" TAB. 

ENDORSEMENTS MADE EASY! 

ENDORSEMENTS ARE NOW DONE RIGHT ON THE WEB SITE. 
JUST GO TO "MANAGE POLICY", FIND THE RISK YOU WANT TO MAKE CHANGES TO AND CLICK ENDORSE. 


 
2013 WAS A GREAT YEAR FOR OCEAN HARBOR AND WE LOOK FORWARD TO CONTINUE TO GROW WITH ALL OF YOU IN 2014! 

HAPPY NEW YEAR!