During the "Great Recession," most people hunkered down and operated in survival mode. Understandably, "planning for the future" took a back seat to "worrying about today."

The environment has changed a bit. A cautious sense of optimism has evolved. New home construction, the new mall, and a variety of other things happening in our area have resulted in new jobs and new opportunities. People are actually spending again!

Unfortunately, many people are still operating with a survival mindset. They are constantly tuned into the bad news in the media and are often impacted more by the message of their favorite pundit than the reality occurring all around them.

Since we've entered a new year, and you have likely not abandoned all your 2015 resolutions yet, here are a few financial resolutions to give yourself a fresh start and help put you on the right track financially this year and for years to come.

Like most resolutions, these are pretty simple and straight forward. Also, like most resolutions, the key is execution. If you want to get a handle on your financial situation, start today!

Many will be able to follow these resolutions on their own, with no outside help.  Others may need a guiding hand.  Be honest about your knowledge and capabilities.  If you need help, seek it out - there are plenty of quality Alliance members who can provide you good guidance.