With its catchphrases, jargon and buzzwords, the financial world has a language all its own. Our investing glossary can help you follow along as it defines various terms through the lens of our evidence-based investing philosophy and the viewpoints of our National Thought Leaders. This glossary isn't exhaustive -- it covers A ( active management ) to Z ( Zweig ) but not every point in between -- but we still hope you'll find it educational, enlightening and, perhaps, entertaining.
   

How to Build Your Investment Portfolio
How you invest your money can shape how you build your future. But with all the stocks, bonds, mutual funds and other investment options out on the market, how do you know where to start? Stuart Smith, with ML&R Wealth Management joined KVUE to share 5 steps to building your investment portfolio.



1-2-3: INVESTING, BY THE NUMBERS
The approximate number of active fund managers who generate statistically significant "alpha" (excess returns over their risk-adjusted benchmark). Director of Investor Advocacy Dan Solin says this number is one that "Wall Street doesn't want you to know and is terrified you will find out." 
The annualized compound return of the S&P 500 Index from 1970-2015 is 10.3 percent. That number drops to 6.9 percent when you omit the 25 best single days that the market experienced during that period, providing an illustration of what can occur when an investor mistimes the market. 
Source: Dimensional Fund Advisors
In its article " How Much Do I Need to Save for Retirement," Fidelity sets the aim at saving at least one time your income at age 30, three times your income at 40, seven times at 55 and 10 times at 67 in order to be retirement ready. Manisha Thakor, director of wealth strategies for women, shares her thoughts on Fidelity's retirement metrics. 
A SIMPLE Q&A
Director of Personal Finance Tim Maurer has devoted much of his work to taking financial complexity and bringing it back to the basics. His latest work, the newly released Simple Money, is a step-by-step guide that can be used as a real-life workbook to plan for today and for life, for the unexpected and for the inevitable.

Simple takes a no-nonsense look at living, earning, saving, spending, giving, growing and protecting.

In this Q&A, Tim talks about how the most important word behind any financial plan might be why, and how his book can deliver the magical word of hope.

LIVING WITH THE RIGHT KIND OF LESS
More simplicity, less complexity. Less debt, more savings.  

Those are just some of the perks Carl Phillips cites in his 22 Benefits of Living With the Right Sort of Less. Phillips, who also wrote the book 22 Ways to Living Simpler and operates his website Frictionless Living, is part of a growing movement that espouses the virtues of simple living, whether it comes in the form of de-cluttering your home, slowing down your day or going through a spending cleanse.

The basic message: less can be more. 
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