2015 Show Dates
November 21, 2015
Missing Persons


Diane R. Adams Insurance Agency
2134 Main Street, Suite 280, Huntington Beach, CA 92648
Phone  (714) 374-3282   




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Like Your Grandmothered Health Plan?


As we head into the fourth quarter of the year, health insurance policy cancellations are once again in the news - although certainly not as much as they were two years ago.  The majority of the states have opted to allow grandmothered plans to renew again rather than be cancelled, although carriers in those states must make a business decision as to whether or not they want to continue their grandmothered policies.  Read more.

Get a detailed overview of what's happening in all 50 states here
Countdown to Informational Reporting

Beginning in January 2016 (for calendar year 2015), information reporting provisions under the ACA require applicable large employers (ALEs) to report to the IRS the details of any health coverage offered to full-time employees.

Generally, an ALE is an employer that employed an average of at least 50 full-time and full-time equivalent employees during the preceding calendar year.   Read more.
COBRA Q & A
Your COBRA questions answered by our COBRA experts

Q. How does the "small employer exception" apply to a plan that was subject to COBRA before becoming a small employer?

A. An employer's group health plan is not subject to COBRA for any calendar year if it employed fewer than 20 employees during a majority of the preceding calendar year.

However, if a plan that was subject to COBRA becomes a small employer, the plan must honor its continuation coverage obligations for qualifying events that occurred during the period when the plan was subject to COBRA.   Read more.


We are here to help.  Call us today at   714-374-3282 or email.