Critics of permanent insurance may argue that insurance is not a good investment, that term is a cheaper way to provide a death benefit, that surrender charges are too long, and that product design is too complicated. But there simply is no other financial product that can protect against life's uncertainties better than IUL.
There may be retirement benefit strategies available to you that could substantially increase your future payments even if you have already begun collecting.
How will the New Social Security Laws affect your retirement?