Dear Friends,
Happy spring to you! I hope you enjoyed Four Corners Community Bank's first eNewsletter last month. We'll continue to share information with you via this monthly message. Again, simply reply to this email with any f eedback or suggestions you may have for future content. We also welcome your thoughts on how we can improve our service or new products that would help you. As always, thank you for choosing Four Corners Community Bank. We're glad you're here.

Sincerely,
Sheila Mathews | President and CEO

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FCCB Birthday Celebration
 
Homegrown and Homemade Four You
The Spare Rib BBQ Company's Owner, Jimmy Evans (right), and General Manager, Carrie West (left), have been FCCB business customers since 2000.
Read their story here. 
15 Years, FOUR You
Four Corners Community Bank is proud to announce its 15-year birthday-helping local businesses grow since 2000.  
Learn more about us and how we got started here.
Customer Corner


 
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Online banking update:
As of April 15, our online banking platform will be completely redesigned for all customers. Please call us if you have any questions.
Customer passwords:
Customers are no longer required to change their online banking passwords every 90 days, although it is still recommended to do so periodically.  

Holiday: 

All FCCB locations will be closed in observance of Memorial Day (5.25.15). 
Cortez customers:
Our Cortez PO box will no longer be in service as of June 2015. Alternatively, please use 77 West Main Street, Cortez, Colorado, 81321.
Customer Insight
5 Smart Uses for Your Tax Refund  
Nearly eight out of 10 U.S. tax filers will receive a federal tax refund this year. As millions of Americans await their reimbursement, consider the following tips for consumers looking to put their tax refund to good use:
  • Pay off debt. Pay down existing balances either by chipping away at loans with the highest interest rates or eliminating smaller debt first.  
  • Save for retirement. Open or increase contributions to a tax-deferred savings plan like a 401(k) or an IRA. Where can you get one? Your bank can help set up an IRA, while a 401(k) is employer-sponsored. 
  • Put it toward a down payment. The biggest challenge that most first-time home buyers face is coming up with enough money for a down payment. If you intend to buy a new home in the near future, putting your tax refund toward the down payment is a smart move. 
  • Invest in your current home. Use your refund to invest in home improvements that will pay you back in the long run by increasing the value of your home.  This can include small, cost-effective upgrades like energy-efficient appliances that will pay off in both the short and long term. If you have more substantial renovations in mind, FCCB can help with a home equity line of credit.     

           Source: American Bankers Association
Product Feature: Remote deposit capture
Is remote deposit capture right for your business?
Remote deposit capture (RDC) allows you to deposit checks directly to your business checking account right from your place of business. Simply scan your checks using one of our easy-to-use desktop scanners. We offer both single feed and multi-feed scanners. The scanner will convert your checks to images and deposit them through our secure web-based portal.
 
Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222


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