Your Community Bank's eNewsletter
February
2016
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Dear FCCB Fr
iends and Family,
Tis' the season of love. What better month than February to tell you how much we appreciate your trust in us. Please let us know if there is anything we can do to enhance your experience. Because we are a local bank, we are able to provide more personalized service.
Speaking of love, one of my favorite joys in life is coming home after a long day's work. If you're looking to finance (or re-finance) your dream home, we can help. Whether you're a
first-time buyer, experienced home owner, or investor, our new mortgage department is eager to assist you. And now that we offer 30-year mortgages, your options are even greater. Learn more
here.
Sincerely,
Sheila Mathews | President and CEO
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America Saves Week: Feb 22-27
Starting in 2
007, this week is an annual opportunity for organizations to promote good savings behavior, and a chance for individuals to assess their own saving status.
Stop by any FCCB location to evaluate the best savings options to fulfill your needs.
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Holiday closure:
All FCCB locations will be closed
Monday, February 15
in observance of Presidents Day. We will reopen on Tuesday, February 16.
You can also bank with us at any of our ATMs or online.
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Tax identity theft has been the most common form of identity theft reported to the Federal Trade Commission (FTC) for the past five years. Tax identity fraud takes place when a criminal files a false tax return using a stolen Social Security number in order to fraudulently claim the refund. Identity thieves generally file false claims early in the year, and victims are unaware until they file a return and learn one has already been filed in their name. The American Bankers Association offers these tips to prevent tax ID fraud:
- File early. File your tax return as soon as you're able, giving criminals less time to use your information to file a false return.
- File on a protected Wi-Fi network. If you're using an online service to file your return, be sure you're connected to a password-protected personal network. Avoid using public networks such as at a coffee shop.
- Use a secure mailbox. If you're filing by mail, drop your tax return at the post office or an official postal box instead of your mailbox at home. Some criminals look for completed tax return forms in home mailboxes during tax season.
- Find a tax preparer you trust. If you're planning to hire someone to do your taxes, get recommendations and research a tax preparer thoroughly before handing over all of your financial information.
- Shred what you don't need. Once you've completed your tax return, shred the sensitive documents that you don't need and safely file away the ones you do.
- Beware of phishing scams by email, text, or phone. Scammers may try to solicit sensitive information by impersonating the IRS. The IRS will not contact you by email, text, or social media. If the IRS needs information, they will contact you by mail first.
- Keep an eye out for missing mail. Fraudsters look for W-2s, tax refunds, or other mail containing your financial information. If you don't receive your W-2s, and your employer indicates they've been mailed, or it looks like it has been previously opened upon delivery, contact the IRS immediately.
More information about tax identity theft is available from the FTC at
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Product Feature:
Credit Card Services
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 Our
consumer and business credit card products offer competitive pricing combined with a full range of reward options-making it easy to select and apply for the card that meets your needs.
Stop by any of our locations for a credit card application.
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Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222
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