WWK Update

January

Year in Review / 2015 Outlook

The Dow Jones Industrial Average (DJIA) posted another solid year in 2014, surpassing both 17,000 and 18,000 for the first time before ending the year near all-time highs. Other sectors of the market did not fair as well. Here's a summary of 2014 market returns:

Dow Jones Industrial Average	10.04%
S&P 500	13.69%
Russell 2000	4.89%
MSCI EAFE (International)	(4.90%)
MSCI EM (Emerging Markets)	(2.19%)
BarCap US Aggreg. Bond	5.96%
BarCap Municipal Bond	9.05%
BarCap Global Aggreg. Bond	0.59%
Bloomberg Commodity	(17.01%)

More articles can be found here Economic Outlook

Is Long-term Care Insurance

Really Needed?

We often get questions from clients regarding long-term care insurance. A study by Boston College's Center for Retirement Research questions the need for the average American. This Bloomberg article discusses the pros and cons.

Read On

The Municipal Market: Optimism in 2015

Nuveen Asset Management's recent market commentary is optimistic for the coming year. Many investors are concerned about the Federal Reserve raising interest rates sometime this year. However, municipal yields typically move in the same direction as Treasuries, but with less magnitude, which increases the municipal-to-Treasury ratio.

Read On

2015

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Northville, MI 48167

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www.wwkadvisors.com

www.wwkinvestments.com

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Securities are offered through WWK Investments, Inc. - Member: FINRA - SIPC

Investment Advisory Services are offered through WWK Advisors - Registered Investment Advisor

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The information contained in this material is being provided for general educational purposes and should not be interpreted as specific legal, tax or investment advice. It does not address or account for your individual investor circumstances. Investment decisions should always be made based on your specific financial needs and objectives, goals, time horizon and risk tolerance. Consult your tax advisor or attorney regarding tax issues specific to your circumstances.

Investors should carefully consider the investment objectives, risks, charges and expenses of any investment. This and other important information is contained in the prospectuses (links to prospectuses can be found here), which can be obtained from your financial professional and should be read carefully before investing. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity.

Neither WWK Advisors, LLC nor WWK Investments, Inc. offer tax or legal advice. Jessica Haelewyn is an attorney licensed with the State of Michigan and the State of Illinois. She is also an employee of WWK Advisors, LLC and WWK Investments, Inc. However, Jessica Haelewyn does not provide any legal services through WWK Investments, Inc. nor WWK Advisors, LLC. Any and all legal services that Jessica Haelewyn offers are provided through Haelewyn Harris Law PLLC, a completely separate business entity that is not affiliated with WWK Investments, Inc. or WWK Advisors, LLC. Jessica Haelewyn is fully committed to meeting and maintaining all ethical, professional and fiduciary standards and responsibilities for each respective field of practice.