Interesting to note, the appreciating US dollar helped to contribute to strong Global returns.  January 2014 saw the fastest shift in the US dollar in 1 month than we've seen in over 4 years. 

Wealth Matters:  Reducing Tax when naming beneficiaries on your RRIF's-RRSP's: Feb. 12, 2:00pm These webcasts feature professionals live, answering your questions and discussing key topics.  This month we feature C�dric Paquin, Regional Vice-President of Wealth Planning at United Financial, a division of CI Private Counsel LP. 

Following our wealth planning discussion, we will be joined by David Pearl, Executive Vice-President, Co-Chief Investment Officer & Portfolio Manager, Epoch Investment Partners. David will provide his outlook on the U.S. equity market as well as discuss Epoch's positioning within the U.S. Equity Value mandate.

How to access the webcast 

Access to the webcast is available here The Wealth Matters & in The Wealth Matters section of Assante.com.

The big picture still entails that a long-term responsible fiscal plan is in order. To help keep you up to date on this beyond the headlines, read our "Big Picture", or "Playbook".
These are updated regularly and help identify how these events can play out on the markets. 

Tax Time is Upon Us:

RRSP receipts from Assante are now being mailed out weekly.  Please ensure you have all receipts before completing your tax return.

Note: as the RRSP 2013 deadline is March 3, the final receipts will be mailed after that date.

If you have a Cash Account with Assante, or any institution that holds investments or trust units, they have until Feb. 28 & March 31 to mail the receipts.  Please call us to verify which receipts you should have to ensure your tax return can be completed accurately the first time.

ONLINE STATEMENTS NOW AVAILABLE:  Have you set yourself up on Assante InvestorOnline?  It's time, as we now have online statements and the ability to print your own receipts and more.

You can even elect to receive electronic copies only, and save some paper. To get set up, or learn more, go to www.assante.com, and click on Client Statements.  There's even a tax receipt schedule to help you identify when you will receive them.

RRSP Maximum for 2013:  $23,820

For 2014:  $24,270 (or 18% of your earned income in the prior year, less any pension adjustment)

Business Achievement Awards:  Come celebrate Business Excellence in Richmond Hill! As a proud member of the Richmond Hill Chamber of Commerce, it has been one of my best resources for Professional businesses to which I can refer my clients.  One of the biggest events of the year is the upcoming awards ceremony.  Please consider joining me at this exciting event on March 5th, starting at 6:00pm.  For more information and to purchase your tickets, go to RHCOC

Know a Young Entrepreneur? :  Small Business Enterprise Centre has the first information night to help promote small business amoung Youth on Feb. 5th.  This is geared for students age 15-29 who need funding to establish a business.  While you may be reading this after the event, please contact the SBEC on their webpage, and all information is available if you scroll to the bottom of the page.  It's a great opportunity for the budding entrepreneur student to get funding.  For more information, please contact Jennifer Nanofski at 905-747-6317

REFERRALS: Thank you for your referrals. We really appreciate you passing along our name.  If you know somebody who needs a 2nd opinion on their portfolio, or who really needs to focus on planning for the future and setting some objectives, that's what I specialize in.  Ensuring you have the retirement income you need and paying the least amount of tax along the way is how I help you to meet your personal financial objectives.  

Happy Valentine's Day:  Check out the "Love Train Revue" featuring George St. Kitts and others singing your favourite MoTown songs.  These fabulous singers on the Toronto scene will be at the Richmond Hill Centre for the Performing Arts on Feb. 14th. I can't wait to enjoy the show and hope to see many of you there! For more details, click here .

Quote for February:  In celebration of Valentine's Day and Black History Month, I give you the following quote:

"No one is born hating another person because of the color of his skin, or his background, or his religion. People must learn to hate, and if they can learn to hate, they can be taught to love, for love comes more naturally to the human heart than its opposite."   
     Nelson Mandela 

Sincerely, 

Senior Financial Advisor

Assante Capital Management Ltd.

Ph (905) 707-5220

Fax (905) 707-1035

9130 Leslie St., Ste. 302 

Richmond Hill,

ON L4B 0B9

Visit our website at www.janinepurves.com 

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